NEW research has found people in Bradford are paying over £400 more for their car insurance than the UK average.

The data, from GoCompare Car Insurance, puts Bradford's average best price at £1,229.90, in comparison to the UK average of £826.77, making it 'hotspot' for car insurance premiums.

The top five hotspots for car insurance premiums were all in the Greater London area and the cheapest in the UK was found in Galashiels, Scotland, where residents pay an average of £544.84.

GoCompare Car Insurance’s Matt Oliver, said: "Where you live has an overwhelming impact on the price of your premium. There are a number of factors which could influence this, in particular, how high the crime rate is, how dangerous the roads are, as well as the number of claims actually made in a particular area."

He said more affordable cars with a smaller engine could lower the amount people pay and advised against auto-renewal.