Bradford taxi firm boss speaks out over rise in insurance costs

Khurram Shehzad fears for the future of his taxi business Khurram Shehzad fears for the future of his taxi business

A cab driver boss fears taxi firms will be driven out of Bradford if insurance companies insist on keeping their premiums sky high.

Khurram Shehzad, who runs Manchester Road Taxis, said he has had to reduce his fleet of cars to five from 13 because he cannot afford the insurance premiums, which have risen from £1,800 per car per year in 2011 to £3,500 per car this year.

He fears he will have to move elsewhere if premiums keep going up.

“False whiplash and fraudulent claims are affecting the innocent people that are out there trying to earn a livelihood for themselves and their family,” he said.

“It has come to a stage now where drivers are registering in other boroughs, which is giving them an average saving of 60 per cent on insurance costs.”

Mr Shehzad said his problems started when a passenger claimed on his policy, causing his premiums to nearly double.

“I am going to eventually be left with no alternative but to sell my vehicles,” he said. “It is easy for an insurance company to say ‘no quote’, but what about the drivers that are going to go off the road?

“A number of drivers I know are out of work and have had to go to the job centre looking for other sources of work and this is hard for them, as they do not have a wide variety of skills as driving is all they have known.

“Unless something is done to change the way licensing is carried out it will mean a number of drivers losing their livelihoods.”

Bradford East MP David Ward (Lib Dem) said: “The good news is we are making progress.

“The spiral of ever-increasing premiums was out of control, but I do think we are managing to control it now. The spiral has been broken with us tackling referral fees and legal costs.

“We are also successfully dealing with uninsured drivers, but the most important thing is that the Government, mainly through pressure from the Transport Select Committee, is doing something and taking it seriously.

“We now have a fraud unit and last June, a change in the law saw insurers link up with the DVLA to look at uninsured drivers. Things are heading in the right direction, but we need to see premiums keep coming down, not increasing.”

Councillor Ralph Berry, (Lab, Wibsey) who has been contacted by Mr Shehzad, said: “I believe there is a serious problem in the way the insurance market is working and treating Bradford.

“This needs to be tackled by Parliament as I believe the impact is damaging to the city.”

Comments(70)

Albion. says...
11:11am Mon 1 Oct 12

“It has come to a stage now where drivers are registering in other boroughs, which is giving them an average saving of 60 per cent on insurance costs.”

Problem solved?

Bornagain2him says...
11:12am Mon 1 Oct 12

Having seen the standard of driving of some cab drivers, and their complete disregard for speed limits and the highway code. I am not surprised that their insurance premiums are high.I hasten to point out, I said 'some cab drivers'.

angry bradfordian says...
11:18am Mon 1 Oct 12

If the general public are paying hundreds of pounds for private insurance I don't think that £3,500 per year is too bad to insure a car that would carry thousands of people a year.

Having seen the standard of driving amongst the taxi community, I wouldn't be at all surprised if some of the rise is down to higher than average accidents and penalty points for speeding.

collos25 says...
11:43am Mon 1 Oct 12

The standard of driving of the majority of hire cab drivers it is a wonder they can get insurance at all.If the police were to do its job a large number of them wouldn't even be on the road.

A Casual Observer says...
11:48am Mon 1 Oct 12

Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.

Mr Capp says...
11:51am Mon 1 Oct 12

The general standard of driving, not just taxi drivers is appalling in Bradford and there are Many Reasons for that.the end result will be less taxi drivers and higher taxi fares! Not a bad thing as those honest Careful taxi drivers will be better rewarded and the tax dodging benefit claiming cowboy taxi drivers will be if you will eXcuse the pun, driven off the road!

wobbley-bob says...
11:55am Mon 1 Oct 12

There's too many taxis in Bradford anyway, so losing a few won't be any great loss.

Andy2010 says...
12:04pm Mon 1 Oct 12

Last year I was in a friends car that literally clipped the back of a Manchester Road taxi causing no damage whatsoever as the speed was literally less than 5 mph. The only occupant of the taxi was the driver.

Strangely the insurance company then got in touch with my friend stating the driver and three passengers all had been injured, needed Physio and claimed for expenses.

The guy in this article needs to look at his own profession as it is mainly them that are pushing up premiums with their insurance fraud and driving literally like lunatics

Andy2010 says...
12:06pm Mon 1 Oct 12

A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years

Bone_idle18 says...
12:12pm Mon 1 Oct 12

Andy2010 wrote:
A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Exactly, quite probably down to false claims, crash for cash and covering the damage done by uninsured idiots.

Car insurance is high because of the above problems, not because of the companies. If the city was such a lawless enclave of ne'er-do-wells, insurance would be affordable for everyone.

Bacon Bantam says...
12:18pm Mon 1 Oct 12

Bradford's finest driving.

http://www.youtube.c
om/watch?v=Bys7uEL-z
i0

Andy2010 says...
12:34pm Mon 1 Oct 12

More Ham wrote:
Andy2010 wrote: Last year I was in a friends car that literally clipped the back of a Manchester Road taxi causing no damage whatsoever as the speed was literally less than 5 mph. The only occupant of the taxi was the driver. Strangely the insurance company then got in touch with my friend stating the driver and three passengers all had been injured, needed Physio and claimed for expenses. The guy in this article needs to look at his own profession as it is mainly them that are pushing up premiums with their insurance fraud and driving literally like lunatics
Says it all, innit, hope your friends insurer did not pay out. Ed.
Thankfully not although they were going to do as they stated it was cheaper just to settle each claim rather than dispute it

Madness

Andy2010 says...
12:37pm Mon 1 Oct 12

Bacon Bantam wrote:
Bradford's finest driving. http://www.youtube.c om/watch?v=Bys7uEL-z i0
Lol

this about sums it up

Only yesterday I was queueing up to Saltaire roundabout as you usually do in the right hand lane to go towards Bingley and some idiot decided to drive from Village Estates up to the roundabout up on the kerb making pedestrians move out of the way just to get to the roundabout quicker..then go right which isnt allowed.

Still though they know they will get away with it !

Avro says...
12:38pm Mon 1 Oct 12

Bradford motor premiums are high because the city is one of the worst places in the country for uninsured drivers!

Therefore you would be better off speaking out against these people, most of which reside in the BD3, BD5, BD8 and BD9 area's!

shikran says...
12:39pm Mon 1 Oct 12

A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
We can only assume you're not talking about the present government... Nationalisation isn't really in their MO is it. They prefer to privatise everything they can get away with

Mr Capp says...
12:42pm Mon 1 Oct 12

The general standard of driving, not just taxi drivers is appalling in Bradford and there are Many Reasons for that.the end result will be less taxi drivers and higher taxi fares! Not a bad thing as those honest Careful taxi drivers will be better rewarded and the tax dodging benefit claiming cowboy taxi drivers will be if you will eXcuse the pun, driven off the road!

Prisoner Cell Block A says...
12:42pm Mon 1 Oct 12

Ask your drivers to stop doing U turns on main arterial roads would be one good way to cut accidents and hopefully premiums. Not just this company but just about evry taxi firm in Bradford is guilty of this, I say firm I mean drivers. What is wrong with going to the next junction and making the turn safely?

robholmes says...
12:46pm Mon 1 Oct 12

Great news! That means less idiotic taxi drivers on the roads who have no regard whatsoever for speed limits and other road users.

robholmes says...
12:51pm Mon 1 Oct 12

Great news! That means less idiotic taxi drivers on the roads who have no regard whatsoever for speed limits and other road users.

bcfc1903 says...
12:55pm Mon 1 Oct 12

Hey, if you think driving in Bradford is bad, which from my experience recently the standard is getting better, try a day trip to central, East, or South London, to be honest you could do with a dodgem car, absolutely insane.

robholmes says...
1:02pm Mon 1 Oct 12

Just read all the posts above and it looks like i am not the only one who has noticed how bad the taxi driver is. I finish work late at night and i cycle to and from work. I regulary have taxi drivers driving past me at very high speeds on 30mph roads! They are always parking on double yellow lines to pick passengers up. They are the worst drivers in bradford. Oh , how can i forget this one.......taxi drivers jumping traffic lights at red i the early hours of the morning! That happens all the time on my route home.

Fingloli says...
1:14pm Mon 1 Oct 12

My son was waitng at a roundabout when he was driven into from behind by a taxi. On inspection there looked to be no damage to either car but details were exchanged. Three years later - yes THREE YEARS later a claim was made by the taxi driver against my son's insurers for injuries to him and has passengers (of which there were none). My son contested it. It went to court but was postponed numerous times for whatever reason. Eventually the claim was dropped after much wasing of time and form filling. I think there many incidents like this from the taxi driving fraternity. They do themselves no favours at all.

angry bradfordian says...
1:14pm Mon 1 Oct 12

Albion. wrote:
“It has come to a stage now where drivers are registering in other boroughs, which is giving them an average saving of 60 per cent on insurance costs.”

Problem solved?
Surely registering in another borough if they live and work in Bradford would invalidate the insurance wouldn't it?

If this is the case, I hope the council's licensing department are checking the insurance documents of the city's taxi drivers.
The more I read about the taxi industry, the less inclined I am to use them.

bcfc1903 says...
1:25pm Mon 1 Oct 12

Bingley Taxies are very good, reasonable priced and clean from my experience as are Baildon (more expensive though). Drivers are very good from both firms. Recommend both of these Bradford firms.

manumish says...
1:40pm Mon 1 Oct 12

Lived in Bradford since birth....never has a claim on my insurance ever yet noticed it increasing yearly. I lived in the BD4 area and decided due to Home Insurance Increases and ever increasing car insurance it was time to move. I now live in Huddersfield City Centre my Car Insurance went down 30% and so did my home insurance. I pay the same council tax and live in a lovely busy city full of bars shops and restaurants. 10 mile away that's all and what a difference. I do however still work in Bradford and when driving into Bradford daily keep my wits about me as its every man for himself.....raving lunatics, uninsured idiots let free to cause havoc. Police aint interested and niether are the councils. Bradford is in ruins!

Prisoner Cell Block A says...
2:05pm Mon 1 Oct 12

I was in Pontefract and Castleford last week and the vast difference in driving standards was highly evident. As was the condition of the roads in general.

It all boils down to a lack of care about Bradford altogether IMO. We were slowly drifting into third world conditions, now we are speeding towards them. Child poverty, unemployment, lack of facilities and more cuts to come. Bradford Council Licensing Office won't be able to do a thing about any of this as they will be one man and a rubber stamp, giving carte blanche to any one with no checks. As has recently been senn when drivers with sex and violence convictions have been valiated.

Mummys little Sunbeam says...
2:43pm Mon 1 Oct 12

Obviously these idiots haven't yet realised if you keep making false claims for non-existent injuries (and normally to non-existent passengers), the premiums will go up.
Personally I think £3500 per year is too low when you look at the standard of driving exhibited by Private Hire drivers.

smitd says...
3:09pm Mon 1 Oct 12

I live in BD18, I inherited some money earlier this year so decided to splash some cash on a newer car, I had a Vectra diesel Sri 7 years old worth £1500 annual premium last year £502, in June I bought a two year old £20,000 Merc C220 cdi sport annual premium £370 work that one out ??

ANY WHERE BUT HERE says...
3:48pm Mon 1 Oct 12

My 18 year old nephew just paid £2.500 to drive to work and back. £3.500 for a car that runs 8 to 16 hours a day is a bargain they should be paying over £5.000?

legallyblonde says...
4:07pm Mon 1 Oct 12

I think all taxis should by law have one of those black boxes fitted and charged insurance according to how they drive - the premiums would be 15k in no time the state of the driving that I see daily. Please note when going to pick up from the interchange - the outside lane past the Alhambra is the wrong one to be in just because there is less traffic - cutting across 2 lanes to turn left is not a good idea - nor is doing the same in Manchester Rd to go up Mill Lane.- maybe if they spent less time on their mobile phones and more time concentrating on driving properly there would be less claims and better standards of driving, Sorry guys no sympathy your driving on the whole is pants.

Joedavid says...
6:09pm Mon 1 Oct 12

It's the way they drive.

Steve30d says...
6:44pm Mon 1 Oct 12

Andy2010 wrote:
A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Strange business this insurance then! Yeah business can usually take a few years of loss, but year on year losses and they'll be going bust, unless they're cooking the books for tax avoidance purposes.

lanzaman says...
7:01pm Mon 1 Oct 12

I'm almost choking on the irony here!!!! As we have the highest number of uninsured drivers in the country, perhaps this chap ought to be speaking to his 'community leaders' rather than the press and equip them with some basic maths: The more drivers insured, potentially the lesser the premiums. Don't misunderstand me, insurers, particularly car insurers will take what they can. I have a son of 19 and he pays £2000 a year! I have said this so many times, even I'm stalled of it, but here's one solution... Add third party inurance to the price of petrol, the more you use the road, the more insurance you pay, if you want fully comp pay the additional cost with your insurers, but at least that way, EVERYONE using the road is by default insured! Simples!!

TheApprentice says...
7:43pm Mon 1 Oct 12

Steve30d wrote:
Andy2010 wrote:
A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Strange business this insurance then! Yeah business can usually take a few years of loss, but year on year losses and they'll be going bust, unless they're cooking the books for tax avoidance purposes.
As the gentlemen suggests check out his claims, it's true. Insurers have lost money on car insurance for about the last 20 years.

They obviously make their money on other types of insurance with lower claims costs or from the investment potential of the premiums they collect.

Car premiums are expensive however that's not quite the same thing as a rip off.

mohfiaz says...
9:39pm Mon 1 Oct 12

Working 24 hours a day, multi skilled taxi drivers in Bradford are able to drive whilest taking a nap. They are able to expertly push in onto the road at junctions to rush to their jobs and boast about being able to do 6-7 jobs in an hour!! Also they only declare 16 hours and claim the full wack on benefits. If you look around, the big houses around Bradford will have a battered taxi on the drive! They can afford the increase, its the customers best interests that should be at heart, not the drivers.

octyvrs says...
9:43pm Mon 1 Oct 12

Seems to me Taxi drivers deserve all they get. Just spend a bit of time driving around Bradfird. You get carved up at traffic lights, taxis turn off with no signal whatsoever. They stop suddenly and without warning in the centre of the road to allow passengers out when they can clearly pull up safely at the kerb. I bet most of us have had to sit in a huge queue of traffic whilst two drivers have stopped in the middle of the road to greet and hug each other! And woe betide the person who pips their horn to hurry them along. After the torrent of abuse has ended you have to proceed convoy fashion at a snails pace whilst the cretin enjoys himself winding everyone up. Type "Bradford taxi drivers" into YouTube for some random everyday events on our roads.

octyvrs says...
9:45pm Mon 1 Oct 12

mohfiaz wrote:
Working 24 hours a day, multi skilled taxi drivers in Bradford are able to drive whilest taking a nap. They are able to expertly push in onto the road at junctions to rush to their jobs and boast about being able to do 6-7 jobs in an hour!! Also they only declare 16 hours and claim the full wack on benefits. If you look around, the big houses around Bradford will have a battered taxi on the drive! They can afford the increase, its the customers best interests that should be at heart, not the drivers.
I absolutely agree with you. Spot on my friend.

THEsourTRUTH says...
9:56pm Mon 1 Oct 12

The fact is:

1 - Taxi drivers drive like they own the road.

2 - They all show that their income is only 8k therefore only pay £100 tax per year.

3 - They then can also claim income support and lots of other benefits.

4 - They infact earn more than the average person thats works and pays 3 - 4k tax a year. They hardly pay any tax, lie about how much they make to obtain further benefits and have the guts to come out and say that insurance is too high!!!!

Taxi drivers you dont pay anything into government tax pot and steal from that pot by lying about income and then moan at the government to reduce your insurance!!

I feel sooo sorry for you.

ps anyone that gets into a taxi - just say to the driver `im a tax inspector and i suspect that your lying about your income.` Watch them panick!

bcfc1903 says...
10:18pm Mon 1 Oct 12

Surely there are decent taxi drivers who are excellent and courteous, who don't own the road. Fellas you go way over the top and paint a black picture...am i allowed to say that, i wouldn't want the thread to disappear. Lets face it and all joking apart, this sort of thing happens all over the country not just in West Yorkshire.

**

One last thing, some joker above was making out Huddersfield was a garden city, it's actually a sh*thole of a town. Their football fans are dogbotherers, i fancy their driving sh*t as well.

Get back to work says...
11:35pm Mon 1 Oct 12

Mr Shehzad said his problems started when a passenger claimed on his policy, causing his premiums to nearly double.

Isn`t that why they have insurance ? so if an incident occurs the public are insured

Get back to work says...
11:45pm Mon 1 Oct 12

i bet he has friendz , brotherz or couzenz that own claimz shopz trading as solicitorz that beg for you clientele , which in return causes the premiums to be raised ( raized ) ....

anyone else sick of these shops treating the english language disrespectful.

tyrez
chicken and chipz
hair cutz
kebabz
claimz
home rentz
accidentz
pizzaz
letz move
hire carz

Arghhhhhhhhh

justjustice says...
2:02am Tue 2 Oct 12

It really is shocking the amount of driving laws people break, not only in Bradford but all over the country!

When it comes to speeding in Bradford, it's easier to count the number of vehicles that DO stick to the speed limits! I've seen drivers do in excess of 40mph on 20mph limit roads!

And how many times have there been when you are doing 30mph with a car 200m behind you then 2 seconds later they are on your bumper?


Again the punishment for driving uninsured is only £250, 10% of what some pay in premiums! It's really is cost effective for them to take the points and get this "fine"; and we know these people most likely already have a criminal record, so they wont care if they more charges.
Increase the fine to $5000 minimum, WITH jail time, and we'll see what happens.

octyvrs says...
8:15am Tue 2 Oct 12

Get back to work wrote:
i bet he has friendz , brotherz or couzenz that own claimz shopz trading as solicitorz that beg for you clientele , which in return causes the premiums to be raised ( raized ) ....

anyone else sick of these shops treating the english language disrespectful.

tyrez
chicken and chipz
hair cutz
kebabz
claimz
home rentz
accidentz
pizzaz
letz move
hire carz

Arghhhhhhhhh
Yes I iz tinkin it iz well disrespectful innit.

manumish says...
11:59am Tue 2 Oct 12

octyvrs wrote:
mohfiaz wrote:
Working 24 hours a day, multi skilled taxi drivers in Bradford are able to drive whilest taking a nap. They are able to expertly push in onto the road at junctions to rush to their jobs and boast about being able to do 6-7 jobs in an hour!! Also they only declare 16 hours and claim the full wack on benefits. If you look around, the big houses around Bradford will have a battered taxi on the drive! They can afford the increase, its the customers best interests that should be at heart, not the drivers.
I absolutely agree with you. Spot on my friend.
On the money with this!

manumish says...
12:05pm Tue 2 Oct 12

bcfc1903 wrote:
Surely there are decent taxi drivers who are excellent and courteous, who don't own the road. Fellas you go way over the top and paint a black picture...am i allowed to say that, i wouldn't want the thread to disappear. Lets face it and all joking apart, this sort of thing happens all over the country not just in West Yorkshire.

**

One last thing, some joker above was making out Huddersfield was a garden city, it's actually a sh*thole of a town. Their football fans are dogbotherers, i fancy their driving sh*t as well.
Tis not about the football fans but about the taxi drivers in Bradford town moaning about insurance, and if i remember rightly there is one decent taxi company in Bradford 'Colins taxi's!' Huddersfield may not be a garden city but its miles away from Bradford and its Council listen to the residents and there are plenty of thriving business's and many more opportunity's.....al
so as you mention it a cracking football team as well!

manumish says...
12:07pm Tue 2 Oct 12

octyvrs wrote:
Get back to work wrote:
i bet he has friendz , brotherz or couzenz that own claimz shopz trading as solicitorz that beg for you clientele , which in return causes the premiums to be raised ( raized ) ....

anyone else sick of these shops treating the english language disrespectful.

tyrez
chicken and chipz
hair cutz
kebabz
claimz
home rentz
accidentz
pizzaz
letz move
hire carz

Arghhhhhhhhh
Yes I iz tinkin it iz well disrespectful innit.
Innit!

Andy2010 says...
12:13pm Tue 2 Oct 12

manumish wrote:
octyvrs wrote:
mohfiaz wrote: Working 24 hours a day, multi skilled taxi drivers in Bradford are able to drive whilest taking a nap. They are able to expertly push in onto the road at junctions to rush to their jobs and boast about being able to do 6-7 jobs in an hour!! Also they only declare 16 hours and claim the full wack on benefits. If you look around, the big houses around Bradford will have a battered taxi on the drive! They can afford the increase, its the customers best interests that should be at heart, not the drivers.
I absolutely agree with you. Spot on my friend.
On the money with this!
This about sums it up

Around where I live BD18 the "bigger" houses often worth around the £180k mark and nicely done out have taxi's in their drives. Speaking to any taxi driver they always seem to tell you that there is no money on it nowadays yet judging by their houses and other cars not to mention size of their families I would hazard a guess they are lying

A Casual Observer says...
12:38pm Tue 2 Oct 12

THEsourTRUTH wrote:
The fact is:

1 - Taxi drivers drive like they own the road.

2 - They all show that their income is only 8k therefore only pay £100 tax per year.

3 - They then can also claim income support and lots of other benefits.

4 - They infact earn more than the average person thats works and pays 3 - 4k tax a year. They hardly pay any tax, lie about how much they make to obtain further benefits and have the guts to come out and say that insurance is too high!!!!

Taxi drivers you dont pay anything into government tax pot and steal from that pot by lying about income and then moan at the government to reduce your insurance!!

I feel sooo sorry for you.

ps anyone that gets into a taxi - just say to the driver `im a tax inspector and i suspect that your lying about your income.` Watch them panick!
So all our woes are to be blamed on dishonest taxi drivers? Ask the tax inspector to question the likes of Lord Ashcroft then! There are millionaires and billionaires, the captains of industry held up as pillars of society, that pay no tax. Get your priorities right or stfu.

A Casual Observer says...
12:42pm Tue 2 Oct 12

Andy2010 wrote:
A Casual Observer wrote:
Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Rubbish. Like all greed-driven Capitalists and large multi-nationals they employ lots of clever people to make it look like they've made a loss. In this case the only ones losing out are the ordinary motorists.

Andy2010 says...
12:47pm Tue 2 Oct 12

A Casual Observer wrote:
THEsourTRUTH wrote: The fact is: 1 - Taxi drivers drive like they own the road. 2 - They all show that their income is only 8k therefore only pay £100 tax per year. 3 - They then can also claim income support and lots of other benefits. 4 - They infact earn more than the average person thats works and pays 3 - 4k tax a year. They hardly pay any tax, lie about how much they make to obtain further benefits and have the guts to come out and say that insurance is too high!!!! Taxi drivers you dont pay anything into government tax pot and steal from that pot by lying about income and then moan at the government to reduce your insurance!! I feel sooo sorry for you. ps anyone that gets into a taxi - just say to the driver `im a tax inspector and i suspect that your lying about your income.` Watch them panick!
So all our woes are to be blamed on dishonest taxi drivers? Ask the tax inspector to question the likes of Lord Ashcroft then! There are millionaires and billionaires, the captains of industry held up as pillars of society, that pay no tax. Get your priorities right or stfu.
There you go again.

For the record the top 1% of of the high earners in this country pay 27% of the whole tax income

Without the rich and high earners this country would be literally broke

Take David Harding for example. As England's highest earner with a salary of £84m a year he pays £34m in tax on this amount.

Yes I agree some will dodge it but high earners dodging tax are no worse than joe public doing jobs cash in hand for example. Both are cheating the system

Andy2010 says...
12:49pm Tue 2 Oct 12

A Casual Observer wrote:
Andy2010 wrote:
A Casual Observer wrote: Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Rubbish. Like all greed-driven Capitalists and large multi-nationals they employ lots of clever people to make it look like they've made a loss. In this case the only ones losing out are the ordinary motorists.
As a credit risk analyst I can assure you they make a loss on car insurance divisions. They losses are offset by other more profitable arms of the groups

Andy2010 says...
12:53pm Tue 2 Oct 12

Andy2010 wrote:
A Casual Observer wrote:
Andy2010 wrote:
A Casual Observer wrote: Motor Insurance is a complete rip-off. The Government should set up a State-run insurance scheme that is not-for-profit, and take the business out of the hands of the greed-driven companies that currently profit from something that is a legal requirement.
If you check befor egetting on your high horse you will see these "greed-driven" companies actually make a loss on car insurance...they have done for years
Rubbish. Like all greed-driven Capitalists and large multi-nationals they employ lots of clever people to make it look like they've made a loss. In this case the only ones losing out are the ordinary motorists.
As a credit risk analyst I can assure you they make a loss on car insurance divisions. They losses are offset by other more profitable arms of the groups
And seen as though you are "A Reasonable Sort of Chap" who felt the need to adopt multiple user accounts here please stop posting rubbish anti capitalist garbage you have picked up from your weed smoking colleagues. Unless you can state facts please dont bother....and when I state facts I mean facts not user videos on Youtube

Saltaire Bantam says...
1:09pm Tue 2 Oct 12

They should charge more for insurance in Bradford. I drove through Bradford the other day and was almost involved in 3 different accidents all caused by the other driver.

Huneybunch says...
2:56pm Tue 2 Oct 12

You can't blame people for trying to get cheaper insurance buy using someone else's address as its not only the Taxi drivers that pay high rates of insurance but joe soap, but is it legal as I don't think it is, also I was under the impression that taxi drivers pay their own insurance and not the company that they work for, as its not just the cars that are insured but the driver! and the driver of the taxi pay a sum to use the base for radio purposes and company slogan.

SinnerSaint says...
3:25pm Tue 2 Oct 12

How amusing that a problem perpetuated by a certain community is being complained about by a member of that community!

Go speak to your mates at one of the 150 or so "Claims Management" companies in Bradford and ask them to shut up shop.

Then, go to your place of worship and ask the religious leaders to plead with the worshippers to get their cars insured.

octyvrs says...
7:07pm Tue 2 Oct 12

SinnerSaint wrote:
How amusing that a problem perpetuated by a certain community is being complained about by a member of that community!

Go speak to your mates at one of the 150 or so "Claims Management" companies in Bradford and ask them to shut up shop.

Then, go to your place of worship and ask the religious leaders to plead with the worshippers to get their cars insured.
And to actually start wearing their seatbelts. Oh, and to utilise their indicators too.

bcfc1903 says...
7:45pm Tue 2 Oct 12

manumish wrote:
bcfc1903 wrote:
Surely there are decent taxi drivers who are excellent and courteous, who don't own the road. Fellas you go way over the top and paint a black picture...am i allowed to say that, i wouldn't want the thread to disappear. Lets face it and all joking apart, this sort of thing happens all over the country not just in West Yorkshire.

**

One last thing, some joker above was making out Huddersfield was a garden city, it's actually a sh*thole of a town. Their football fans are dogbotherers, i fancy their driving sh*t as well.
Tis not about the football fans but about the taxi drivers in Bradford town moaning about insurance, and if i remember rightly there is one decent taxi company in Bradford 'Colins taxi's!' Huddersfield may not be a garden city but its miles away from Bradford and its Council listen to the residents and there are plenty of thriving business's and many more opportunity's.....al

so as you mention it a cracking football team as well!
Was that a cackin football team, they've surely never played in the Premiership, yes your right it is miles away from Bradford ...about thirteen. How come Bradford is above this so called shopping haven, the last consumer table confirmed this, it seems that many in Hudds 422,500 population shop in Wakefield . Read this and weep into your flat Hudds beer.. Bradford as a whole has an economy worth 7 billion which dwarfs all but Sheffield and Leeds in the whole of Yorkshire and Humberside.

Mutha.Slimer says...
11:35am Wed 3 Oct 12

People in Bradford insuring motor vehicles??, do me a favour.The price will never come down untill all the drivers that ARE KNOWN to be unisured and un taxed etc are dealt with, but its not going to happen is it? too scared of this section of society, wouldnt want to upset anyone or breach there human rights, country's going to the dogs.

SinnerSaint says...
2:09pm Wed 3 Oct 12

You are right Mutha - the problem is that when large numbers of people from a certain community are known to be committing a particular crime, if the authorities do anything to combat the crime they are accused of specifically targeting members of that community because a large percentage of the people charged are from it!

sam in west says...
8:35pm Wed 3 Oct 12

The reason insurance is high is cause of a large number of certain people in this city who have no insurance, no tax, no driving licence and when they have a crash the car becomes full so they claim. I'm shocked that taxi drivers have insurance ,perhaps they could tell there family and friends to become legal drivers so insurance will come down.

sam in west says...
9:08pm Wed 3 Oct 12

octyvrs wrote:
SinnerSaint wrote:
How amusing that a problem perpetuated by a certain community is being complained about by a member of that community!

Go speak to your mates at one of the 150 or so "Claims Management" companies in Bradford and ask them to shut up shop.

Then, go to your place of worship and ask the religious leaders to plead with the worshippers to get their cars insured.
And to actually start wearing their seatbelts. Oh, and to utilise their indicators too.
They've never passed there driving test's. I stopped at traffic lights today and left a space in front for cars to enter/exit a side road, but a small Toyota with 3 young lads went round my car and stopped in front of me. Due to terms and conditions on this newspaper which my family have been reading for 100 years I can not say what I said.

octyvrs says...
10:06pm Wed 3 Oct 12

sam in west wrote:
octyvrs wrote:
SinnerSaint wrote:
How amusing that a problem perpetuated by a certain community is being complained about by a member of that community!

Go speak to your mates at one of the 150 or so "Claims Management" companies in Bradford and ask them to shut up shop.

Then, go to your place of worship and ask the religious leaders to plead with the worshippers to get their cars insured.
And to actually start wearing their seatbelts. Oh, and to utilise their indicators too.
They've never passed there driving test's. I stopped at traffic lights today and left a space in front for cars to enter/exit a side road, but a small Toyota with 3 young lads went round my car and stopped in front of me. Due to terms and conditions on this newspaper which my family have been reading for 100 years I can not say what I said.
I know what you mean though, its normal behaviour for those Toyota drivers. No seatbelts, snotting their necks up out of the windows. Abusing everyone around them. Nuff said, innit;-)

TirNaNog says...
4:17am Thu 4 Oct 12

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bcfc1903 says...
12:42pm Thu 4 Oct 12

Surely that's a slur on Toyota drivers, hell our next door neighbour has one, i'm pretty sure that it's an up to date road tax disc on his windscreen. Hmmm maybe i should keep an eye on the fella, right i've checked, yep taxed for another eight months, maybe i ought to tell him he's letting the side down.

TheLionsof1967 says...
7:52pm Thu 4 Oct 12

Surprise! Taxi drivers in Bradford with high insurance. Several reasons for this. All logical.
1. Look at the way they drive
2. Look at the way "the community" drive
3. Look at the way "the community" refuse to pay insurance in the first place
4. We all know we dont need this many taxis in the first place - but somehow they still get licences from BMDC for even more taxis. Cash business, good for washing money. (money from substances?)
5. Am I saying there is fraud amongst "the community" in Bradford. YES.
6. Is it widespread and tolerated by likeminded people at BMDC. YES.
7. You all know what I mean. And we all pay for "community" fraud. simples, as the meerkat would say.

sam in west says...
8:27pm Thu 4 Oct 12

The law states in this country is that drivers should have a MOT,insurance,tax and a driving license .

spinnekop says...
6:36am Fri 5 Oct 12

I wish I had a tank.

Colin Allcars says...
7:47pm Fri 5 Oct 12

Fingloli wrote:
My son was waitng at a roundabout when he was driven into from behind by a taxi. On inspection there looked to be no damage to either car but details were exchanged. Three years later - yes THREE YEARS later a claim was made by the taxi driver against my son's insurers for injuries to him and has passengers (of which there were none). My son contested it. It went to court but was postponed numerous times for whatever reason. Eventually the claim was dropped after much wasing of time and form filling. I think there many incidents like this from the taxi driving fraternity. They do themselves no favours at all.
Name and shame the crook

Colin Allcars says...
7:49pm Fri 5 Oct 12

Andy2010 wrote:
manumish wrote:
octyvrs wrote:
mohfiaz wrote: Working 24 hours a day, multi skilled taxi drivers in Bradford are able to drive whilest taking a nap. They are able to expertly push in onto the road at junctions to rush to their jobs and boast about being able to do 6-7 jobs in an hour!! Also they only declare 16 hours and claim the full wack on benefits. If you look around, the big houses around Bradford will have a battered taxi on the drive! They can afford the increase, its the customers best interests that should be at heart, not the drivers.
I absolutely agree with you. Spot on my friend.
On the money with this!
This about sums it up

Around where I live BD18 the "bigger" houses often worth around the £180k mark and nicely done out have taxi's in their drives. Speaking to any taxi driver they always seem to tell you that there is no money on it nowadays yet judging by their houses and other cars not to mention size of their families I would hazard a guess they are lying
Our combined wages of £50,000 per annum can't afford the houses some private hire drivers manage.

Colin Allcars says...
7:51pm Fri 5 Oct 12

Huneybunch wrote:
You can't blame people for trying to get cheaper insurance buy using someone else's address as its not only the Taxi drivers that pay high rates of insurance but joe soap, but is it legal as I don't think it is, also I was under the impression that taxi drivers pay their own insurance and not the company that they work for, as its not just the cars that are insured but the driver! and the driver of the taxi pay a sum to use the base for radio purposes and company slogan.
Presumably this taxi company owner submits his drivers tax returns. how does he account for receipts, when none are offered?

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