Shoppers are being given advice about how to avoid debt and dodgy traders this Christmas.

Liz Reveley, the Citizens Advice Bureau’s specialist services manager for Bradford and Airedale, said shoppers could be caught out if they did not know their rights this festive period.

She said: “Mounting costs can mean that some people start the year in debt.

“What looks like a bargain may not be one if it turns out to be faulty and you can’t find the trader after Christmas.

“You need to ask yourself do you know where it came from and do you think you can find the trader again if there is a problem?

“Whatever time of year, be it Christmas or summer, the goods you buy must be of satisfactory quality, match the description and be fit for purpose.

“If not, you are entitled to your money back and quick.”

The Citizens Advice Bureau has offered 12 tips for shoppers.

They include making a budget and sticking to it and keeping receipts in case items need to be returned.

Shoppers are also urged to be careful when buying gifts online.

Liz said shoppers should also beware getting caught out with parking charges and people are being warned about the cost of store and credit cards.

“Always check the delivery date of goods ordered online or by phone or mail and when buying shopping in the sales, your rights are just the same.

“Plan ahead, the sales can be a good time to get next year’s Christmas cards, wrapping paper and gifts at less than this year’s prices.

“We hope our tips give consumers confidence so when they buy their presents they know what to do if things are faulty and what questions to ask the sale assistants.”

The centre has also produced a leaflet aimed at helping people avoid Christmas debt including planning early and being realistic, not forgetting everyday bills such as the mortgage, rent, utility and food bills and not to rely on an overdraft.

They urge people to keep things simple by paying by cash, cheque or debit card, shopping around for best deals, read the small print and be organised to start planning and saving for next Christmas.