BRADFORD West has the highest number of insurance claims involving uninsured drivers in the country, closely followed by Bradford East, research has revealed.

Data provided by Direct Line Car Insurance has identified the country's hot spots of where you are most likely to be in collision with, who the company labels, 'rogues on the road'.

It reveals that Bradford West has twice the national average number of uninsured drivers involved in collisions, while Bradford East fares little better at 62 per cent higher than the national average

Focussing just on those drivers who put others at risk by not buying insurance, Direct Line and the Parliamentary Advisory Council for Transport Safety (PACTS) research reveals the proportion of collisions involving uninsured drivers in Bradford West is rising faster than the national average.

Alarmingly, 82 per cent of claimants who reported a collision caused by an uninsured driver from Bradford West sustained an injury and nearly a third (31 per cent) of these incidents involved male uninsured drivers under the age of 22.

Overall, there are 35 constituencies across the UK with a higher than average proportion of collisions caused by residents without car insurance, with a high density of constituencies in the North West, West Midlands and London.

Yorkshire and Humber were fourth highest.

Of the ten constituencies with the highest rate of vehicle collisions where one party was uninsured, Ladywood, in Birmingham, came second - after Bradford West - at 96 per cent higher and in 10th spot was London's Edmonton constituency at 38 per cent higher.

Steve Barrett, head of car insurance at Direct Line, said: “Having insurance is a legal requirement and people who fail to insure their vehicles have no thought or care for the consequences they subject innocent car owners and their loved ones to.

"It’s essential that motorists buy the right insurance to not only protect their own vehicle, but to ensure that other drivers, passengers and pedestrians are protected as well in the event of vehicle damage or injury.

"When people are unfortunate enough to be in collision with an uninsured driver they could suffer severe injury or financial loss and either scenario could turn their world upside down. It’s important to contact the police as soon as possible in this situation to help towards reducing the number of uninsured drivers on Britain’s roads, plus by contacting the police drivers may avoid paying an excess.”

Nick Robbins, Chief Public Affairs Officer at Motor Insurers’ Bureau, said: “We estimate there are one million uninsured drivers on our roads that kill and injure thousands of people every year. We want drivers to consider how they’d feel if it was their parent, child or sibling whose life has been significantly changed because of someone’s reckless decision to get behind the wheel of a car without insurance. That’s why this work is so important to us. People need to make the right choice and drive insured.”

David Davies, Executive Director of PACTS, said: “Uninsured driving is not just a financial matter. There are strong links between driving uninsured, driving dangerously, being involved in crashes, hit and run, and wider criminality. It is vital to break this chain and tackling uninsured driving may be the best way. The PACTS and Direct Line Constituency Dashboard, is designed to highlight the issue and the Parliamentary constituencies most affected.”