A garage owner masterminded a crash-for-cash insurance scam with fake accidents and bogus injuries, a jury heard.

Mohammed Rashid’s fraud ring involved corrupting a consultant motor engineer and prompting four children to lie to boost false claims, Bradford Crown Court heard yesterday.

Porsche-driving Rashid, known as Mojo, was appointed a state-registered accident claims manager, prosecutor Andrew Kershaw said. He operated from his body repair garage, Autotransform in Spearhead Way, Keighley.

In the dock with Rashid is Sarah Lowther, 37, of Bradford Road, Keighley, described in court as his partner.

Mr Kershaw has alleged that she allowed her three children to be schooled into telling a pack of lies about fictitious injuries to a doctor as part of the scam.

Rashid, 37, of Rylstone Street, Keighley, denies conspiring to defraud insurance companies and acquiring criminal property.

Lowther pleads not guilty to an alleged separate conspiracy to defraud Equity Insurance Group.

The jury watched DVD footage of an alleged staged car crash near Rashid’s garage in January 2007.

Mr Kershaw said the film was shot by undercover insurance fraud investigators.

He told the jury it showed a Toyota Avensis twice deliberately ram a Subaru Impreza.

Mr Kershaw said the Crown claimed Rashid was shown on the footage but he said he was not there. He said the Crown’s case involved five accident claims, totalling payouts of £128,000.

The jury heard the crashes were entirely fictitious, staged or exaggerated. Mr Kershaw said solicitors acting for road accident claimants paid fees of up to £550 a head to accident management companies for introduction to cases and detailed information.

It is alleged Rashid corrupted Peter Bourroughs, a self-employed consultant motor engineer, into taking part in the scam.

The jury heard that the three children, aged ten, 12, 13, and a 16-year-old boy, were also drawn in.

Mr Kershaw said others, who went along with the scam and admitted their criminality, had been cautioned by the police.

Mr Bourroughs, 58, of Holmfirth, Huddersfield, told the jury he received cash rewards of £200 a time to compile bogus reports for Rashid on crash-damaged vehicles he had not seen.

Bourroughs said he got involved because he liked Rashid and wanted to help him.

The trial continues.

e-mail: jenny.loweth @telegraphandargus.co.uk