Mums in terror as loan sharks target them at school gates

Terrified parents are being “ambushed” for payments by loan sharks’ heavies with vicious dogs at school gates in Bradford.

In one incident, a primary school head teacher was forced to intervene as a thug with a bull terrier harrassed a distraught young mother for cash as she picked up her child.

The Telegraph & Argus is not revealing the identity of the school to protect parents, staff and pupils but the head teacher said she was dealing with up to two incidents a month and the problem was set to get worse as cash-strapped parents take out loans for Christmas.

Many of the parents are young mothers with babies in pushchairs and young children at school.

Councillor Ralph Berry , the executive member responsible for children’s services on Bradford Council, said the problem had been reported at other schools and head teachers were holding a meeting to discuss what to do.

The Bradford school head said: “There are a number of parents who owe money to debt collectors and loan sharks and you can tell the type of people the collectors are by the type of heavies they send.

“If parents are behind on payments, and trying to avoid these people, these people know they have to come to school to pick their children up.

“So they hang around the school gates and we have to intervene when they become aggressive with parents, or parents are so scared we have had to give them sanctuary.”

Some of the parents have been ushered out through a back entrance and they have been allowed to use the school’s telephone to call for help.

The head teacher said: “Last year when it got really bad I was seeing one or two incidents a month.

“The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs. I often fear for my own safety but am supported by my senior staff and caretaker team.

“I just make it clear they are not allowed on school grounds but that doesn’t help parents if they are still hanging around on the pavement and some of the parents are really scared and upset.

“I have worked in lots of parts of Bradford, including Windhill and Ravenscliffe , and this is the worst I have seen.”

Coun Berry said: “Head teachers have to protect families because of harrassment and they are convening a meeting so these people can no longer use schools for debt collecting.”

Inspector Alan Rhees-Cooper, of Queensbury , Royds and Wibsey Neighbourhood Policing Team, said his officers were aware of the situation and urged people to come forward with information.

“I would advise people to report any incidents to the NPT on (01274) 376668 or the non-emergency number 101.”

Anyone who has information about loan sharks has also been urged to call The Illegal Money Lending Team hotline on 0300 555 2222.

Comments(62)

Siouxie says...
8:02am Wed 19 Sep 12

"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs"....

Not everyone who owns a dog is a loan shark you stupid woman!!!!!

vax2002 says...
8:06am Wed 19 Sep 12

I have a solution !
Don't borrow money from thugs.

flashdonut says...
8:09am Wed 19 Sep 12

Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs"....

Not everyone who owns a dog is a loan shark you stupid woman!!!!!
Errrrrr. She never says that. She says the debt collectors have dogs. She doesn't say all dog owners are debt collectors. It is quite clear, if you engage your brain.

JAtkinson says...
8:26am Wed 19 Sep 12

vax2002 wrote:
I have a solution !
Don't borrow money from thugs.
I don't think they do it out of choice! Benefits being cut, food and essentials rising in price, banks not lending (and many of these people would never be able to borrow from banks) force these people to find money from somewhere. To say they shouldn't is, frankly, foolish.

Apollo says...
8:41am Wed 19 Sep 12

Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs".... Not everyone who owns a dog is a loan shark you stupid woman!!!!!
Yes, actually reading the story might make you appear less foolish than you now look before you started calling other people stupid.

If you want to see stupid just look in the mirror.

whoflungdung says...
8:56am Wed 19 Sep 12

Tough guys eh - have to dig a dog with them to put the frighteners on people.
Lesson to learn - don't borrow money from thugs, live within your means, if you want something that bad - save for it!!!!

inmate of bradford says...
8:59am Wed 19 Sep 12

What a hard-hearted bunch some of you seem to be.....where`s your compassion? It feels like some might actually prefer the spectacle of seeing women/children distressed by thugs and their phallic substitutes ("dogs"- those things most people usually keep as pets). Yes, they shouldn`t be in debt in the first place but that`s easier said than done in many cases.

To the lone-sharks out there....do you like the power trips you get off on and the distress you create? Let`s hope you and you own families get your come-uppance.

flashdonut says...
9:03am Wed 19 Sep 12

inmate of bradford wrote:
What a hard-hearted bunch some of you seem to be.....where`s your compassion? It feels like some might actually prefer the spectacle of seeing women/children distressed by thugs and their phallic substitutes ("dogs"- those things most people usually keep as pets). Yes, they shouldn`t be in debt in the first place but that`s easier said than done in many cases.

To the lone-sharks out there....do you like the power trips you get off on and the distress you create? Let`s hope you and you own families get your come-uppance.
Power trips? It is about money. Earning lots and lots of it from the weak. Not power trips.
.
Is this national stupid day?

Mumby was the best says...
9:17am Wed 19 Sep 12

They borrowing money because things are tight but I bet they will still be stood at school gates with a fag in their gob.

Andy2010 says...
9:48am Wed 19 Sep 12

They must have borrowed from some really dubious people to have them turn up at school gates. Did they not think this would happen if they didnt pay it back.

Nowadays there are plenty of bad credit lenders such as Wonga and no need at all to goto these sort of lenders

Yorkshire Lass says...
9:56am Wed 19 Sep 12

What I cannot understand is that the headmaster is taking the reponsibility for these thugs at the school gates. Surely, it is a matter for the police and as it appears that this is a regular occurrence, sooner rather than later.

Doc Daneeka says...
10:02am Wed 19 Sep 12

"Inspector Alan Rhees-Cooper, of Queensbury , Royds and Wibsey Neighbourhood Policing Team, said his officers were aware of the situation..."

...but were far too busy making tea or phoning the bookies to actually come out and deal with these thugs face to face.

mr-mixalot says...
10:12am Wed 19 Sep 12

Coun Berry said: “Head teachers have to protect families because of harrassment and they are convening a meeting so these people can no longer use schools for debt collecting.”

I did not know that schools now provide this level of security service, do they have adequate training in negotiation techniques, I'd love to see one of these thugs floored by a petite head techer using a Krav Maga technique, but knowing this country she'd probably be the one who ends up in trouble

Joedavid says...
10:20am Wed 19 Sep 12

Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money?
In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives.

Albion. says...
10:33am Wed 19 Sep 12

Doc Daneeka wrote:
"Inspector Alan Rhees-Cooper, of Queensbury , Royds and Wibsey Neighbourhood Policing Team, said his officers were aware of the situation..."

...but were far too busy making tea or phoning the bookies to actually come out and deal with these thugs face to face.
After what happened to two brave officers yesterday, I think that is uncalled for.

Prisoner Cell Block A says...
11:43am Wed 19 Sep 12

I bet Ian Tomlinson disagrees. Or would if he could.

They are people, people die doing their jobs be it at a waste management site, line of duty in uniformed service or a crash of a courier van/vehicle.

They are not God's they do not always offer good service value and the percentage who are killed whilst on active duty is negligible, even though it should be none.

It isn't uncalled for if you feel you have a less than an effective police force, many do feel that therefore relevant and necessary comment. I feel unless you are a direct relative or friend of someone who dies this national outpouring of grief is uncalled for.

Probably the Daily Mail faction amongst us.

justjustice says...
11:44am Wed 19 Sep 12

Albion. wrote:
Doc Daneeka wrote:
"Inspector Alan Rhees-Cooper, of Queensbury , Royds and Wibsey Neighbourhood Policing Team, said his officers were aware of the situation..."

...but were far too busy making tea or phoning the bookies to actually come out and deal with these thugs face to face.
After what happened to two brave officers yesterday, I think that is uncalled for.
I dont think so. We've seen, especially in Bradford, how little the police actually do.

Gun crime has been rising for years and yet the head of WYP claimed it was the lowest ever?! I've read more gun incidences in the last 5 years than in the previous 15 combined!!!

It wasnt until the last year that police in Bradford have tried a little to tackle the drug problem, but more needs to be done.

The fact the guy in Manchester was on bail at the time just adds how soft-handed the justice system is, the police need the handcuffs removed from behind their backs and actually allowed to hunt, and yes I really mean hunt criminals down. Waiting on Leeds road every few months on the off chance one of them didnt get a text to warn him not to do down there in their uninsured car whilst not having a license/disqualified
/banned isnt good enough. They should be stopped everyone with an expensive car, ask them how they funded for that car and how they are paying for their insurance. It would cost be £3000 to insure a cheap car, so how are these people not only being able to afford these luxury cars, not also pay the obvious high insurance premium on them?!

Again, with car insurance it's the legally driving, insurance paying people who are being punished, a minimum of £1000 premiums in Bradford, whilst if an when these uninsured drivers are caught, they only get a £200 fine, and allowed to them continue. The fines should be 5-10 times the insurance cost, so getting these people to pay £5000-£10,000 in fines isnt unreasonable considering how much the rest of us have to pay!

Oh back on topic, yes they should not have borrowed money from these loan sharks, they know what happens when they miss payments; but even though we can blame them, we also need to blame the banks for not lending to businesses who then have not been able to expand and create new jobs.

Horton Lad says...
11:44am Wed 19 Sep 12

oedavid says...
10:20am Wed 19 Sep 12

Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money?
In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives.

Your English teacher failed with you.

picknick says...
11:45am Wed 19 Sep 12

And making them pay 25% council Tax is really going to help

picknick says...
11:53am Wed 19 Sep 12

Care to comment Mr Ralph Berry? Also could you let us know if you voted for or against the new proposed council tax charges?

Albion. says...
12:01pm Wed 19 Sep 12

Prisoner Cell Block A wrote:
I bet Ian Tomlinson disagrees. Or would if he could.

They are people, people die doing their jobs be it at a waste management site, line of duty in uniformed service or a crash of a courier van/vehicle.

They are not God's they do not always offer good service value and the percentage who are killed whilst on active duty is negligible, even though it should be none.

It isn't uncalled for if you feel you have a less than an effective police force, many do feel that therefore relevant and necessary comment. I feel unless you are a direct relative or friend of someone who dies this national outpouring of grief is uncalled for.

Probably the Daily Mail faction amongst us.
While the police could undoubtedly be improved, they are somewhat restricted by financial issues that prevent them having sufficient numbers of personnel or equipment (helicopters are one example).
I think that in the vast majority of cases (yes we can all point to a rogue) the individual officers work to the best of their abilities.
I think that a dangerous thug who has to be released because of the system, and who deliberately lures officers to somewhere with the intention of murdering them, is pretty dreadful and the outpouring of grief is a natural reaction for many.
Apologies for veering off topic.
Anyway, I just thought that I'd explain my previous reaction and fair enough, everyone will have their own opinion.

Joedavid says...
12:03pm Wed 19 Sep 12

Horton Lad wrote:
oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you.
Sorry you not understand my words, by the way you spelt my User Name wrong!
Or maybe a visit to SpecSavers needed.

ANY WHERE BUT HERE says...
12:06pm Wed 19 Sep 12

Wake up, this shows the desperation that people have reached. These aren't people borrowing for drugs. its so they can go to farm foods. Stop blaming them,they know the dangers from taking money from these people. The goverment and the last goverment are to blame, the void between rich and poor is collossa'l we go to work in debt on monday and are still in debt by friday this cant go on. the poor egytians had a better deal. Bring on the revolution...

Horton Lad says...
12:12pm Wed 19 Sep 12

Joedavid says...
12:03pm Wed 19 Sep 12

Horton Lad wrote:
oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you.
Sorry you not understand my words, by the way you spelt my User Name wrong!
Or maybe a visit to SpecSavers needed.

Do not need it to read pigeon english.

mr-dog says...
12:12pm Wed 19 Sep 12

Money-lending in all its forms is wrong.

Making money from money is a sin.

It makes the rich, richer and the poor, poorer.

With the exception of a mortgage, don't ever borrow money - it is an insidious form of slavery.

And don't even get me started on these so-called payday loan firms...

Joedavid says...
12:18pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says... 12:03pm Wed 19 Sep 12 Horton Lad wrote: oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you. Sorry you not understand my words, by the way you spelt my User Name wrong! Or maybe a visit to SpecSavers needed. Do not need it to read pigeon english.
I can at least use this Forum correctly to do replies and Quotes.

Horton Lad says...
12:22pm Wed 19 Sep 12

Joedavid says...
12:18pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says... 12:03pm Wed 19 Sep 12 Horton Lad wrote: oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you. Sorry you not understand my words, by the way you spelt my User Name wrong! Or maybe a visit to SpecSavers needed. Do not need it to read pigeon english.
I can at least use this Forum correctly to do replies and Quotes.


You have found a dictionary and a basic english book, well done.

Prisoner Cell Block A says...
12:23pm Wed 19 Sep 12

Albion. wrote:
Prisoner Cell Block A wrote:
I bet Ian Tomlinson disagrees. Or would if he could.

They are people, people die doing their jobs be it at a waste management site, line of duty in uniformed service or a crash of a courier van/vehicle.

They are not God's they do not always offer good service value and the percentage who are killed whilst on active duty is negligible, even though it should be none.

It isn't uncalled for if you feel you have a less than an effective police force, many do feel that therefore relevant and necessary comment. I feel unless you are a direct relative or friend of someone who dies this national outpouring of grief is uncalled for.

Probably the Daily Mail faction amongst us.
While the police could undoubtedly be improved, they are somewhat restricted by financial issues that prevent them having sufficient numbers of personnel or equipment (helicopters are one example).
I think that in the vast majority of cases (yes we can all point to a rogue) the individual officers work to the best of their abilities.
I think that a dangerous thug who has to be released because of the system, and who deliberately lures officers to somewhere with the intention of murdering them, is pretty dreadful and the outpouring of grief is a natural reaction for many.
Apologies for veering off topic.
Anyway, I just thought that I'd explain my previous reaction and fair enough, everyone will have their own opinion.
And I do agree, understaffed, unequipped for certain eventualities, hands tied by the judicial system in many cases. I understand people in Bradford being shocked and upset by the death of WPC Beshinivski, also the people in Manchester with yesterday's terrible events but I do feel we have become a nation of handwringers and head shakers which does no-one any favours.

It also makes the job of the criminal, be they loan-shark heavies or petty thieves so much easier.

Bone_idle18 says...
12:25pm Wed 19 Sep 12

Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs"....

Not everyone who owns a dog is a loan shark you stupid woman!!!!!
Only one stupid woman here!

Joedavid says...
12:33pm Wed 19 Sep 12

mr-dog wrote:
Money-lending in all its forms is wrong. Making money from money is a sin. It makes the rich, richer and the poor, poorer. With the exception of a mortgage, don't ever borrow money - it is an insidious form of slavery. And don't even get me started on these so-called payday loan firms...
A Sin!
Might be to you but not to our countrys systems, culture and people.
Of course it is wrong to exploit in the ways you mention but the correct and fair use of money is ok.
Look around and look and see how the poor get the benifets from those who work and invest in bussiness etc.

Prisoner Cell Block A says...
1:08pm Wed 19 Sep 12

mr-dog wrote:
Money-lending in all its forms is wrong.

Making money from money is a sin.

It makes the rich, richer and the poor, poorer.

With the exception of a mortgage, don't ever borrow money - it is an insidious form of slavery.

And don't even get me started on these so-called payday loan firms...
The stance here appears to be, don't borrow money, unless like me you have a mortgage and need to.

That is a non-statement and the mortgage lenders are no less insidious than the pay-day loans cos.

Making money from money is one of the few ways to make money. Buy cheap retail products, add your mark up, sell on at profit.

Tradesmen buy materials at trade prices, add a little profit then fir the materials for labour profit.

What is your suggestion? Mud huts and chicken barter? Why not, we are all heading back to medieval times anyway. They were known as the Dark Ages for a reason.

BigFigure says...
1:13pm Wed 19 Sep 12

Joedavid wrote:
mr-dog wrote:
Money-lending in all its forms is wrong. Making money from money is a sin. It makes the rich, richer and the poor, poorer. With the exception of a mortgage, don't ever borrow money - it is an insidious form of slavery. And don't even get me started on these so-called payday loan firms...
A Sin!
Might be to you but not to our countrys systems, culture and people.
Of course it is wrong to exploit in the ways you mention but the correct and fair use of money is ok.
Look around and look and see how the poor get the benifets from those who work and invest in bussiness etc.
Spellcheck gone AWOL again?

AMDRAM says...
1:29pm Wed 19 Sep 12

Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs".... Not everyone who owns a dog is a loan shark you stupid woman!!!!!
Wow - agressive Siouxie! If I were you I would read and digest the article properly before commenting or you just make yourself look stupid!

Siouxie says...
2:18pm Wed 19 Sep 12

"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!

puddingandpi says...
2:40pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says...
12:18pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says... 12:03pm Wed 19 Sep 12 Horton Lad wrote: oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you. Sorry you not understand my words, by the way you spelt my User Name wrong! Or maybe a visit to SpecSavers needed. Do not need it to read pigeon english.
I can at least use this Forum correctly to do replies and Quotes.


You have found a dictionary and a basic english book, well done.
Would you 2 please stop willie-waving & keep to the subject?
.
The point is that some people do have to borrow money. If you're on benefits & your kids need new winter shoes or coats, or your cooker breaks down, whatever, how are you supposed to afford it? And where else can you borrow money? They don't even give crisis loans anymore.
.
We can argue that the attitude of a lot parents, that education is irrelevant, that school is a waste of time, leads to poverty & joblessness, but this does not take away from the fact that big butch men with aggressive dogs are threatening mothers & children at schools.
.
I used to work for the Inland Revenue & we knew, if you have to chase up someone to pay, chase the woman. She's easier to trace as she'll register her kids at school, she's more likely to register to vote, more likely to be on benefits (child allowance at least), she's more easily intimidated, less likely (or able) to do a moonlight flit & more likely to pay up & not argue about it.
.
And, it's "pidgin" English, not "pigeon" English...just to be pedantic.

flashdonut says...
3:00pm Wed 19 Sep 12

Siouxie wrote:
"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
No you didn't. Not at all. You called her stupid for saying all dog owners are loan sharks. That's what you wrote. Read it, it is at the top of these comments.
.
Now you have been corrected, you are throwing insults and lieing. A shameful day for you.
.
Stupid and a liar. Oh dear.

kolobolt says...
4:01pm Wed 19 Sep 12

just a thought why dont people go out and get a job and dont start all the rubbish about no jobs ,kids to look after im a single dad whos brought my daughter up and worked every day !!!

mickcbcfc says...
4:01pm Wed 19 Sep 12

how would some of you like it if it was a member of your own family being terroised by these mindless thugs and children crying in fear?
would you say all this?
what about friends as well?
or is it you dont mond women being terrorised in the street with kids in tow?
mindless some of you.
pathetic even springs to mind.

Shipleyvegas says...
4:03pm Wed 19 Sep 12

Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs"....

Not everyone who owns a dog is a loan shark you stupid woman!!!!!
What an idiotic comment - She never said that everyone with a dog is a loan shark, but if they bring a dog with them then she is entitled to be afraid.

What a muppet you are!

Avro says...
5:09pm Wed 19 Sep 12

Likely the same parents that have just about every latest gadget under the sun, yet their kids wander the streets looking lie orphans!.

Get your priorities right, and if you borrow from such scum, then you know excactly what you are letting yourself in for should you not pay up!

AMDRAM says...
5:23pm Wed 19 Sep 12

flashdonut wrote:
Siouxie wrote: "they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
No you didn't. Not at all. You called her stupid for saying all dog owners are loan sharks. That's what you wrote. Read it, it is at the top of these comments. . Now you have been corrected, you are throwing insults and lieing. A shameful day for you. . Stupid and a liar. Oh dear.
Oh dear Siouxie - you don't read the article and fully understand it and then call everyone else thick when your grammar leaves a lot to be desired. I'd crawl back in to oblivion if I were you dear until you understand what you are actually saying.

Utistugu says...
5:55pm Wed 19 Sep 12

A four things that might help:
*ease the money laundering regulations so it's far easier for those in difficult circumstances to open Bank Accounts Many bank accounts come with a £200 overdraft limit that suits those who are paid by cheques
* more credit unions in the City, although their interest rates are probably not so good as an authorised overdraft, but they are sensitive lenders.
* Seeing as the Council is looking at the shopping make-up of the City Centre-the Council can stop the development of cash chequing shops and pawnshops. The planners may say it's not feasible but it's time they chanced their arm.
* A concerted welfare rights campaign NOW before major benfit changes to ensure that people get the benfits that they are entitled. I understand that the DWP have refused to co-operate with such a campaign in Bradford but have sanctioned such a campaign across the London Boroughs. It's time the Council the Voluntary sector and NHS staff worked togther to make it happen and forget about the DWP

Horton Lad says...
8:14pm Wed 19 Sep 12

puddingandpi wrote:
Horton Lad wrote:
Joedavid says...
12:18pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says... 12:03pm Wed 19 Sep 12 Horton Lad wrote: oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you. Sorry you not understand my words, by the way you spelt my User Name wrong! Or maybe a visit to SpecSavers needed. Do not need it to read pigeon english.
I can at least use this Forum correctly to do replies and Quotes.


You have found a dictionary and a basic english book, well done.
Would you 2 please stop willie-waving & keep to the subject?
.
The point is that some people do have to borrow money. If you're on benefits & your kids need new winter shoes or coats, or your cooker breaks down, whatever, how are you supposed to afford it? And where else can you borrow money? They don't even give crisis loans anymore.
.
We can argue that the attitude of a lot parents, that education is irrelevant, that school is a waste of time, leads to poverty & joblessness, but this does not take away from the fact that big butch men with aggressive dogs are threatening mothers & children at schools.
.
I used to work for the Inland Revenue & we knew, if you have to chase up someone to pay, chase the woman. She's easier to trace as she'll register her kids at school, she's more likely to register to vote, more likely to be on benefits (child allowance at least), she's more easily intimidated, less likely (or able) to do a moonlight flit & more likely to pay up & not argue about it.
.
And, it's "pidgin" English, not "pigeon" English...just to be pedantic.
Thanks for pointing that out.

Horton Lad says...
8:14pm Wed 19 Sep 12

puddingandpi wrote:
Horton Lad wrote:
Joedavid says...
12:18pm Wed 19 Sep 12

Horton Lad wrote:
Joedavid says... 12:03pm Wed 19 Sep 12 Horton Lad wrote: oedavid says... 10:20am Wed 19 Sep 12 Are the Headteachers in thier meeting going to consider how they and the Education system as failed these women when they were at school in teaching them about every day living and money? In the Media and T&A presently about the top school quaulifications but this is an example that ordinary pupils need basics to live thier lives. Your English teacher failed with you. Sorry you not understand my words, by the way you spelt my User Name wrong! Or maybe a visit to SpecSavers needed. Do not need it to read pigeon english.
I can at least use this Forum correctly to do replies and Quotes.


You have found a dictionary and a basic english book, well done.
Would you 2 please stop willie-waving & keep to the subject?
.
The point is that some people do have to borrow money. If you're on benefits & your kids need new winter shoes or coats, or your cooker breaks down, whatever, how are you supposed to afford it? And where else can you borrow money? They don't even give crisis loans anymore.
.
We can argue that the attitude of a lot parents, that education is irrelevant, that school is a waste of time, leads to poverty & joblessness, but this does not take away from the fact that big butch men with aggressive dogs are threatening mothers & children at schools.
.
I used to work for the Inland Revenue & we knew, if you have to chase up someone to pay, chase the woman. She's easier to trace as she'll register her kids at school, she's more likely to register to vote, more likely to be on benefits (child allowance at least), she's more easily intimidated, less likely (or able) to do a moonlight flit & more likely to pay up & not argue about it.
.
And, it's "pidgin" English, not "pigeon" English...just to be pedantic.
Thanks for pointing that out.

allinittogether says...
8:39pm Wed 19 Sep 12

Utistugu wrote:
A four things that might help:
*ease the money laundering regulations so it's far easier for those in difficult circumstances to open Bank Accounts Many bank accounts come with a £200 overdraft limit that suits those who are paid by cheques
* more credit unions in the City, although their interest rates are probably not so good as an authorised overdraft, but they are sensitive lenders.
* Seeing as the Council is looking at the shopping make-up of the City Centre-the Council can stop the development of cash chequing shops and pawnshops. The planners may say it's not feasible but it's time they chanced their arm.
* A concerted welfare rights campaign NOW before major benfit changes to ensure that people get the benfits that they are entitled. I understand that the DWP have refused to co-operate with such a campaign in Bradford but have sanctioned such a campaign across the London Boroughs. It's time the Council the Voluntary sector and NHS staff worked togther to make it happen and forget about the DWP
Hear Hear!

jacko99 says...
9:40pm Wed 19 Sep 12

Siouxie wrote:
"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
its time a pit bull went after you, and taught you a lesson, forget the people who owe money, get the thugs to knock out low life's like SIOUXIE. What a complete and utter prat !!!

PTN says...
10:34pm Wed 19 Sep 12

Siouxie wrote:
"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
I hate DOGS

Unc says...
11:07pm Wed 19 Sep 12

PTN wrote:
Siouxie wrote:
"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
I hate DOGS
You might hate dogs, but I don't dislike you for it.
In fact I respect that you don't anthropomorphise, and know your own mind, rather than sheepishly follow the crowd.

Every point Siouxie made seems to be utter bull...

supernan says...
11:39am Thu 20 Sep 12

Whether or not some people have been silly and owe money to loan sharks doesn't matter, the point is no one should be threatened outside a school in front of children either by a person or a dog and I am sure this is a criminal offence, so the police should be called immediately. Also why can't the public be told where the school is, surely everyone at the school has a right to know if their kids are in danger.... I would want to know if thugs were threatening anyone outside my child's school. If the police don't deal with it then the MP's should, its not the teaching staff's responsibility.

Joedavid says...
11:53am Thu 20 Sep 12

supernan wrote:
Whether or not some people have been silly and owe money to loan sharks doesn't matter, the point is no one should be threatened outside a school in front of children either by a person or a dog and I am sure this is a criminal offence, so the police should be called immediately. Also why can't the public be told where the school is, surely everyone at the school has a right to know if their kids are in danger.... I would want to know if thugs were threatening anyone outside my child's school. If the police don't deal with it then the MP's should, its not the teaching staff's responsibility.
Well it is in this Police area if that helps you.
"Inspector Alan Rhees-Cooper, of Queensbury , Royds and Wibsey Neighbourhood Policing Team, said his officers were aware of the situation and urged people to come forward with information."

Mummys little Sunbeam says...
4:25pm Thu 20 Sep 12

I don't know where I stand on this.
1. I detest loan sharks.
2. I detest bullies who have to hide behind a ferocious dog.
3. I have borrowed money in the past.
4. I like dogs.

count_cillla says...
8:48am Fri 21 Sep 12

flashdonut wrote:
Siouxie wrote:
"The worst incident was when I had to stand between a debt collector and a parent because of the level of aggression. They come with dogs and I hate dogs"....

Not everyone who owns a dog is a loan shark you stupid woman!!!!!
Errrrrr. She never says that. She says the debt collectors have dogs. She doesn't say all dog owners are debt collectors. It is quite clear, if you engage your brain.
he appears to have the brain cell of a loan shark

count_cillla says...
8:59am Fri 21 Sep 12

flashdonut wrote:
Siouxie wrote:
"they come with dogs, and i hate dogs".......... listen you morons, i meant (if you are'nt too thick to understand) that she insinuates that the dogs were in someway to blame as she 'hates dogs'!!! Don't borrow what you cannot afford to pay back! and......nobody likes a dog hater!
No you didn't. Not at all. You called her stupid for saying all dog owners are loan sharks. That's what you wrote. Read it, it is at the top of these comments.
.
Now you have been corrected, you are throwing insults and lieing. A shameful day for you.
.
Stupid and a liar. Oh dear.
yes a shame and pity the loan sharks don't come with poodles and chihuahua's...but nasty menacing looking dogs... the dogs that can be trained to injure, maim or kill...yes pin-head most people would be afraid or those dogs enough to hate them.

Wanna Have says...
9:25am Fri 21 Sep 12

It's a shame they haven't given details of the school involved.
I'm sure in the absence of the police getting off their fat lazy fast fooded ar5es and appearing in the community once in a while rather than loitering around football grounds, there are many local men who would be happy to talk to these loan sharks who threaten ladies with young children.

A Casual Observer says...
12:02am Tue 25 Sep 12

Wanna Have wrote:
It's a shame they haven't given details of the school involved.
I'm sure in the absence of the police getting off their fat lazy fast fooded ar5es and appearing in the community once in a while rather than loitering around football grounds, there are many local men who would be happy to talk to these loan sharks who threaten ladies with young children.
Yes, the Police better get their finger out if they want to avoid people taking the law into their own hands, after all this is the 'Big Society' isn't it? and Ken Clarke has already given everyone permission to stab burglars, so why not take a baseball bat to a loan shark thug?

A Casual Observer says...
12:08am Tue 25 Sep 12

Joedavid wrote:
mr-dog wrote:
Money-lending in all its forms is wrong. Making money from money is a sin. It makes the rich, richer and the poor, poorer. With the exception of a mortgage, don't ever borrow money - it is an insidious form of slavery. And don't even get me started on these so-called payday loan firms...
A Sin!
Might be to you but not to our countrys systems, culture and people.
Of course it is wrong to exploit in the ways you mention but the correct and fair use of money is ok.
Look around and look and see how the poor get the benifets from those who work and invest in bussiness etc.
"our culture..."? I am an Englishman but I agree with mr-dog, in fact I would go further and say that the love of money is the root of all evil, and Capitalism is the Beast. And the poor don't benefit anywhere near enough from the greed-driven capitalists who invest in business etc.

A Casual Observer says...
12:09am Tue 25 Sep 12

vax2002 wrote:
I have a solution !
Don't borrow money from thugs.
The world is run by thugs. Bankers + politicians = thugs.

RL Ron says...
10:27am Tue 25 Sep 12

ANY WHERE BUT HERE wrote:
Wake up, this shows the desperation that people have reached. These aren't people borrowing for drugs. its so they can go to farm foods. Stop blaming them,they know the dangers from taking money from these people. The goverment and the last goverment are to blame, the void between rich and poor is collossa'l we go to work in debt on monday and are still in debt by friday this cant go on. the poor egytians had a better deal. Bring on the revolution...
Borrowing money to go to farmfoods? Don't take the pee, it's you that needs to wake up. If someone cannot manage to get a decent shop on the benefits paid today, then they simply aren't trying. If you have no job, rent, council tax, school dinners etc (all stuff you have to pay for if you earn, so they are not given by magic). You then get money to provide food, which you can easily do. I've just bought some food that makes a meal for 5 of us for less than a fiver...what's so hard about it?
There will be the odd person who is genuinely desperate but most, and by that I mean most are simply borrowing to buy flash tv's or trainers -not essentials.

Andy2010 says...
10:48am Tue 25 Sep 12

RL Ron wrote:
ANY WHERE BUT HERE wrote: Wake up, this shows the desperation that people have reached. These aren't people borrowing for drugs. its so they can go to farm foods. Stop blaming them,they know the dangers from taking money from these people. The goverment and the last goverment are to blame, the void between rich and poor is collossa'l we go to work in debt on monday and are still in debt by friday this cant go on. the poor egytians had a better deal. Bring on the revolution...
Borrowing money to go to farmfoods? Don't take the pee, it's you that needs to wake up. If someone cannot manage to get a decent shop on the benefits paid today, then they simply aren't trying. If you have no job, rent, council tax, school dinners etc (all stuff you have to pay for if you earn, so they are not given by magic). You then get money to provide food, which you can easily do. I've just bought some food that makes a meal for 5 of us for less than a fiver...what's so hard about it? There will be the odd person who is genuinely desperate but most, and by that I mean most are simply borrowing to buy flash tv's or trainers -not essentials.
well said

I shall await "A Casual Observer / A Reasonable Sort of Chap" comment with numerous links to complete garbage websites and starts harping on about benefits are a right and we should all sit on our backsides and the rich will pay for us all

Albion. says...
12:18pm Tue 25 Sep 12

A Casual Observer wrote:
Wanna Have wrote:
It's a shame they haven't given details of the school involved.
I'm sure in the absence of the police getting off their fat lazy fast fooded ar5es and appearing in the community once in a while rather than loitering around football grounds, there are many local men who would be happy to talk to these loan sharks who threaten ladies with young children.
Yes, the Police better get their finger out if they want to avoid people taking the law into their own hands, after all this is the 'Big Society' isn't it? and Ken Clarke has already given everyone permission to stab burglars, so why not take a baseball bat to a loan shark thug?
Burglars are illegally on your property and trying to take your possessions, loan sharks are simply trying to take what is owed to them. Fair enough, they shouldn't use threats, but if people are prepared to accept the ridiculous interest rates they should be prepared to pay them.

Andy2010 says...
12:26pm Tue 25 Sep 12

Albion. wrote:
A Casual Observer wrote:
Wanna Have wrote: It's a shame they haven't given details of the school involved. I'm sure in the absence of the police getting off their fat lazy fast fooded ar5es and appearing in the community once in a while rather than loitering around football grounds, there are many local men who would be happy to talk to these loan sharks who threaten ladies with young children.
Yes, the Police better get their finger out if they want to avoid people taking the law into their own hands, after all this is the 'Big Society' isn't it? and Ken Clarke has already given everyone permission to stab burglars, so why not take a baseball bat to a loan shark thug?
Burglars are illegally on your property and trying to take your possessions, loan sharks are simply trying to take what is owed to them. Fair enough, they shouldn't use threats, but if people are prepared to accept the ridiculous interest rates they should be prepared to pay them.
well said

No-one forces them to borrow money and before anyone starts with the vunerable arguement Im sick and tired of people not taking responsibilites for their own lifes and expect everyone else to sort things out for them.

RL Ron says...
4:24pm Tue 25 Sep 12

Andy2010 wrote:
RL Ron wrote:
ANY WHERE BUT HERE wrote: Wake up, this shows the desperation that people have reached. These aren't people borrowing for drugs. its so they can go to farm foods. Stop blaming them,they know the dangers from taking money from these people. The goverment and the last goverment are to blame, the void between rich and poor is collossa'l we go to work in debt on monday and are still in debt by friday this cant go on. the poor egytians had a better deal. Bring on the revolution...
Borrowing money to go to farmfoods? Don't take the pee, it's you that needs to wake up. If someone cannot manage to get a decent shop on the benefits paid today, then they simply aren't trying. If you have no job, rent, council tax, school dinners etc (all stuff you have to pay for if you earn, so they are not given by magic). You then get money to provide food, which you can easily do. I've just bought some food that makes a meal for 5 of us for less than a fiver...what's so hard about it? There will be the odd person who is genuinely desperate but most, and by that I mean most are simply borrowing to buy flash tv's or trainers -not essentials.
well said

I shall await "A Casual Observer / A Reasonable Sort of Chap" comment with numerous links to complete garbage websites and starts harping on about benefits are a right and we should all sit on our backsides and the rich will pay for us all
This is the ironic thing, the rich aren't paying for it -we are. That is, us daft enough to bother getting a job and not expect the fairies to provide for our offspring, which as yet is still optional I believe?

Benefits are more than sufficient to provide the basics. You want more than that? Get a job and buy them, it's dead simple. And yes, there are jobs. The fact someone chooses to have 5 kids with no means of income is neither here nor there.

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