250 new jobs as loans giant Provident Financial expands (From Bradford Telegraph and Argus)

idleone wrote:
This is not good news. A "doorstep" loan company praying on those refused credit by mainstream banks and charging 222% interest (APR). MP Vincent cable described it as "wicked" in the Guardian recently, and this company is no better than a loanshark. Noting for Bradford to be proud of.

idleone wrote:
This is not good news. A "doorstep" loan company praying on those refused credit by mainstream banks and charging 222% interest (APR). MP Vincent cable described it as "wicked" in the Guardian recently, and this company is no better than a loanshark. Noting for Bradford to be proud of.

Mr Buss wrote:
Amazing, simply amazing! This is why Bradford is like a third world country because of comments from people like yourselves, narrow minded fools the lot of you. This firm gives out small unprotected loans to people who go looking for them because they need them. My mum had a similar loan with another Bradford loan company years ago and she paid off as much as she could each week, without any hassle from the collector (who I might add, and it highlighted in the programme, are not directly employed by Provident). These loans got us out of a lot of trouble during these dark days and if there wasn't a need for this service there wouldn't be any Providents or Shopachecks of this world. Get real people.

RollandSmoke wrote:
Whenever there is decay the parasites move in hastening the death of the host

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

single wrote:
once again, the moan moan brigade are evident .dont they want development in our city? they never sugest alternatives just knock people trying.250 jobs brilliant .

bhuna156 wrote:
T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

ANY WHERE BUT HERE wrote:
(WILL THEY PAY A LIVING WAGE) For those that know somebody who has had one of these loans,they will understand that another 250 employed by them means misery for another 2000.

Another Landless Peasant wrote:
Who the *BLANK* wants to work in a call centre?

Andy2010 wrote:

Another Landless Peasant wrote:
Who the *BLANK* wants to work in a call centre?

People who want a job?

People who want to contribute to society ?

People who has some self asteem?

People who want experience ?

People who dont want to sit on their backsides all day sponging off society?

People who want to provide for their families?

To name a few

Andy2010 wrote:

single wrote:
once again, the moan moan brigade are evident .dont they want development in our city? they never sugest alternatives just knock people trying.250 jobs brilliant .

Most of them woudl rather sit on their backsides claiming benefits and slagging off the government rather than making something of themselves and resenting anyone that does

Another Landless Peasant wrote:

Andy2010 wrote:

Another Landless Peasant wrote: Who the *BLANK* wants to work in a call centre?

People who want a job? People who want to contribute to society ? People who has some self asteem? People who want experience ? People who dont want to sit on their backsides all day sponging off society? People who want to provide for their families? To name a few

And some of us have higher morals than to work for such a dubious company.

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

Apollo wrote:
The word is moral. Morale is something entirely different.

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ?

Being based in Bradford has nothing to do with it as they are NATIONWIDE !!

I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Another Landless Peasant wrote:

Andy2010 wrote:

Another Landless Peasant wrote:
Who the *BLANK* wants to work in a call centre?

People who want a job?

People who want to contribute to society ?

People who has some self asteem?

People who want experience ?

People who dont want to sit on their backsides all day sponging off society?

People who want to provide for their families?

To name a few

And some of us have higher morals than to work for such a dubious company.

webess wrote:

Another Landless Peasant wrote:

Andy2010 wrote:

Another Landless Peasant wrote: Who the *BLANK* wants to work in a call centre?

People who want a job? People who want to contribute to society ? People who has some self asteem? People who want experience ? People who dont want to sit on their backsides all day sponging off society? People who want to provide for their families? To name a few

And some of us have higher morals than to work for such a dubious company.

Is that why you're on the dole?

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really?

Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole?

And your comment about sitting staring at a computer...are you for real.?

You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they

You are simply an idiot

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

No the difference being is when all is said and done I have a job to do and are paid for results. As and when I work are up to me and the difference between ourselves is that I pay my taxes to support people who cant be bothered

commuter123 wrote:
I know a lot of people disagree with the doorstep side of Provident but they do supply a service which people want and the majority (91%) are really happy with the service. People go to Provident because they need credit but they can't get it elsewhere. Same for the credit cards. The APRs are high but that takes into account the high default level. Someone quoted earlier about charges incurred if that happens, well if you default on a doorstep loan you don't get charged extra fees, its all included in the price of the loan.

For those complaining about the company I really would have a read of their websites and they do have a lot of interesting and independent information.

And for those of you questioning why people would work there, I'll tell you why - it's a fantastic company to work for. I've been here about a year and a half and love it. The people are brilliant. The managers actually want to help develop you and the company is always doing charity bits. We work really hard and shouldn't have to be ashamed of who we work for. I personally wouldn't use any of the services but that's only because I have the opportunity (should I ever need it) to get credit at a better rate but ive been out and met agents and customers. They like Provident and keep coming back. It's their choice.

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

No the difference being is when all is said and done I have a job to do and are paid for results. As and when I work are up to me and the difference between ourselves is that I pay my taxes to support people who cant be bothered

So who is paying you to troll the T&A all day every day? Any jobs going?

RollandSmoke wrote:

commuter123 wrote:
I know a lot of people disagree with the doorstep side of Provident but they do supply a service which people want and the majority (91%) are really happy with the service. People go to Provident because they need credit but they can't get it elsewhere. Same for the credit cards. The APRs are high but that takes into account the high default level. Someone quoted earlier about charges incurred if that happens, well if you default on a doorstep loan you don't get charged extra fees, its all included in the price of the loan.

For those complaining about the company I really would have a read of their websites and they do have a lot of interesting and independent information.

And for those of you questioning why people would work there, I'll tell you why - it's a fantastic company to work for. I've been here about a year and a half and love it. The people are brilliant. The managers actually want to help develop you and the company is always doing charity bits. We work really hard and shouldn't have to be ashamed of who we work for. I personally wouldn't use any of the services but that's only because I have the opportunity (should I ever need it) to get credit at a better rate but ive been out and met agents and customers. They like Provident and keep coming back. It's their choice.

Come on Mr Crook give this guy a bonus. Cap doffers of this quality are hard to find. Ok so he's using his computer inappropriately in work time but his hearts in the right place.

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

No the difference being is when all is said and done I have a job to do and are paid for results. As and when I work are up to me and the difference between ourselves is that I pay my taxes to support people who cant be bothered

So who is paying you to troll the T&A all day every day? Any jobs going?

Yes we do. IN fact I have a role I have been recruiting for a couple of months now but just seem to get sent dross from the agencies.

Unfortunately this role would require at least a 45 hour week so that counts you out

As explained above I work my own hours as long as get results so as to what point in the day I choose to comment on the T&A site really is none of your business. In fact I would ask the question as to how you can afford an internet connection and pc when your on benefits and wouldnt a better use of your time be actually searching for a job rather than flaming these threads

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

No the difference being is when all is said and done I have a job to do and are paid for results. As and when I work are up to me and the difference between ourselves is that I pay my taxes to support people who cant be bothered

Andy2010 wrote:

Another Landless Peasant wrote:

Andy2010 wrote:

Another Landless Peasant wrote: Who the *BLANK* wants to work in a call centre?

People who want a job? People who want to contribute to society ? People who has some self asteem? People who want experience ? People who dont want to sit on their backsides all day sponging off society? People who want to provide for their families? To name a few

And some of us have higher morals than to work for such a dubious company.

OK name a company that your "morales" would allow you to work for?

Unfortunately morales dont pay the bills do they?

Oh I forgot we (the taxpayers) pay your bills dont we.

I would suggest you shouldnt be so picky with your "morales" when the rest of us are supporting you

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

Andy2010 wrote:

RollandSmoke wrote:

bhuna156 wrote: T&A should just ban comments as they are mostly from idiots who just like to moan and don't like reading positive things about Bradford. Some of you really need to get a life...

Got a problem with freedom of speech have you? Do you honestly believe that these companies would come here if they didn't believe that the people of Bradford were desperate and therefore ripe for exploitation? Some of you really need to get an education...

For goodness sake its their CREDIT CARD division. Did you even read the story ? Being based in Bradford has nothing to do with it as they are NATIONWIDE !! I would suggest its you that needs an education is you beleive that Provident just provide loans and credit cards to the people with a BD postcode

I'm so sorry I just have this nasty habit of thinking that when a company makes money from an exploitative business model the company as a whole is a fair target for critisism. I'm sure that some people will enjoy being sat staring at a computer screen all day. Personally I didn't but you seem to. The difference is that these people will actually be WORKING you should try it sometime.

Exploitive business model...really? Soory but they are credit card provider.. They operate under FSA rules as does every bank / financial institution. Are you saying all the people that are employed by financial institution are morally corrupt and are better off on the dole? And your comment about sitting staring at a computer...are you for real.? You spend so much time commentingon here you clearly dont mind sat on a computer yet fail to understand why anyone would work with a computer for a living..Sorry to burst your bubble but literally BILLIONS of people everyday stare at computers for their jobs as I do myself. Sure Id rather be a fighter pilot or surgeon but alas Im not qualified so will have to do this to pay my bills because no-one else is going to are they You are simply an idiot

As is obvious to anyone who can read I believe the company is morally corrupt not the employees. The FSA are hardly first class when it comes to preventing corruption and moral corruption is not in their remit. Yes I have no problem staring at a computer because I can take my own sweet time to do or not do whatever I please. I'm not working and neither are you. Difference being I'm not hypocritical with it.

No the difference being is when all is said and done I have a job to do and are paid for results. As and when I work are up to me and the difference between ourselves is that I pay my taxes to support people who cant be bothered

So who is paying you to troll the T&A all day every day? Any jobs going?

Yes we do. IN fact I have a role I have been recruiting for a couple of months now but just seem to get sent dross from the agencies.

Unfortunately this role would require at least a 45 hour week so that counts you out

As explained above I work my own hours as long as get results so as to what point in the day I choose to comment on the T&A site really is none of your business. In fact I would ask the question as to how you can afford an internet connection and pc when your on benefits and wouldnt a better use of your time be actually searching for a job rather than flaming these threads

Another Landless Peasant wrote:
Does anyone know how to turn off that annoying 'featured jobs' thingy on the T&A homepage, 'cos it's slowing down my computer and my adblock doesn't seem to block it?

Andy2010 wrote:

ANY WHERE BUT HERE wrote:
(WILL THEY PAY A LIVING WAGE) For those that know somebody who has had one of these loans,they will understand that another 250 employed by them means misery for another 2000.

What has what they pay their staff got to do with their customers ?

These roles they were advertsing were attracting a salary of £18k - £20k so yes its a "living wage" as you like to quote

mr-dog wrote:
Making money from money ought to be a crime.

Albion. wrote:

mr-dog wrote:
Making money from money ought to be a crime.

How would banks and pension schemes and all sorts of other investments work if they couldn't make a profit?
I would agree with stricter regulation though.

Albion. wrote:

mr-dog wrote:
Making money from money ought to be a crime.

How would banks and pension schemes and all sorts of other investments work if they couldn't make a profit?
I would agree with stricter regulation though.

Outraged English Subject wrote:
Representative example:
£200 loan repayable over 32 weeks
32 weekly payments of £10.00
Rate of interest 97.5% p.a. fixed;
Representative 399.7%APR
Total Amount Payable is £320

take out a £500 loan and, well you do the maths. Aberrant, immoral, corrupt and legal, maybe we need to look with better eyes.

Prisoner Cell Block A wrote:

Albion. wrote:

mr-dog wrote:
Making money from money ought to be a crime.

How would banks and pension schemes and all sorts of other investments work if they couldn't make a profit?
I would agree with stricter regulation though.

This is going down the religitard path, don't give it credence.

webess wrote:

Outraged English Subject wrote: Representative example: £200 loan repayable over 32 weeks 32 weekly payments of £10.00 Rate of interest 97.5% p.a. fixed; Representative 399.7%APR Total Amount Payable is £320 take out a £500 loan and, well you do the maths. Aberrant, immoral, corrupt and legal, maybe we need to look with better eyes.

If it's so profitable, why aren't the major banks offering these loans?

Prisoner Cell Block A wrote:

Albion. wrote:

mr-dog wrote:
Making money from money ought to be a crime.

How would banks and pension schemes and all sorts of other investments work if they couldn't make a profit?
I would agree with stricter regulation though.

This is going down the religitard path, don't give it credence.

Outraged English Subject wrote:
usury

RollandSmoke wrote:
I know, the education system failed me and when talking to people on here I just can't seem to motivate myself to make an effort.

idleone wrote:
This is not good news. A "doorstep" loan company praying on those refused credit by mainstream banks and charging 222% interest (APR). MP Vincent cable described it as "wicked" in the Guardian recently, and this company is no better than a loanshark. Noting for Bradford to be proud of.

dorny1971 wrote:

idleone wrote:
This is not good news. A "doorstep" loan company praying on those refused credit by mainstream banks and charging 222% interest (APR). MP Vincent cable described it as "wicked" in the Guardian recently, and this company is no better than a loanshark. Noting for Bradford to be proud of.

Idleone - are you called that because you can't be bothered to do your research?

Vincent Cable is just after cheap popularity - after all, he's an MP.

Should we shut these companies down and leave customers who can't get high street loans to the REAL loan sharks?

Parz wrote:
I have to say I've found all the negativity on here amusing. Perhaps you're not happy that it's this particular company that has brough in the jobs, but have you ever heard the phrase "Beggars can't be choosers."? Perhaps you should all just be pleased that someone is willing to bring some jobs into the city. No pleasing some.

Avro wrote:
The majority of Provi's customers are on benefits, so its the tax payer tha funds such loans!

I wonder how many Provi customers will be offered a job?

BD16-And-Annoyed wrote:

Avro wrote:
The majority of Provi's customers are on benefits, so its the tax payer tha funds such loans!

I wonder how many Provi customers will be offered a job?

Where does it state that the majority of their customers are on benefits?

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

Parz wrote:
I have to say I've found all the negativity on here amusing. Perhaps you're not happy that it's this particular company that has brough in the jobs, but have you ever heard the phrase "Beggars can't be choosers."? Perhaps you should all just be pleased that someone is willing to bring some jobs into the city.

No pleasing some.

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares."
Do you really mean that?
You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares."
Do you really mean that?
You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?.

Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country

Want morals ?

Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing?

Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China?

My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so

This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

Outraged English Subject wrote:

RollandSmoke wrote:
I know, the education system failed me and when talking to people on here I just can't seem to motivate myself to make an effort.

Personally I look forward to your comments; you always post thought provoking ones. I had to search for the word as I did not recognise it. Please keep posting your comments.

Patrick Bateman wrote:

Outraged English Subject wrote:

RollandSmoke wrote:
I know, the education system failed me and when talking to people on here I just can't seem to motivate myself to make an effort.

Personally I look forward to your comments; you always post thought provoking ones. I had to search for the word as I did not recognise it. Please keep posting your comments.

Hey Rolly, is this a deranged 'fan' or just one of your sock-puppets?? ;)

Albion. wrote:

Another Landless Peasant wrote:
Does anyone know how to turn off that annoying 'featured jobs' thingy on the T&A homepage, 'cos it's slowing down my computer and my adblock doesn't seem to block it?

Right click on it, assuming you have Addblock you get the option to "block this add", click on that and a slide bar should appear, move it until the add disappears (I had to do it twice).

Getting at your conscience is it? :-)

Patrick Bateman wrote:

Outraged English Subject wrote:

RollandSmoke wrote:
I know, the education system failed me and when talking to people on here I just can't seem to motivate myself to make an effort.

Personally I look forward to your comments; you always post thought provoking ones. I had to search for the word as I did not recognise it. Please keep posting your comments.

Hey Rolly, is this a deranged 'fan' or just one of your sock-puppets?? ;)

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote:
Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down.

As to what the company does who cares.

Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats...

They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff

How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares."
Do you really mean that?
You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?.

Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country

Want morals ?

Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing?

Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China?

My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so

This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

allinittogether wrote:

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote: Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down. As to what the company does who cares. Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats... They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares." Do you really mean that? You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?. Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country Want morals ? Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing? Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China? My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

I was serious in the respect that when you said "As to what the company does who cares." obviously you don't. Now whilst I respect that no-one can live a totally moral life there is a line of morality everyone of us would not cross, for each person that line is in a different place I merely asked where your line was. In answer to your question regarding financial services companies I do not suggest all their employees lack morals only some of them, that's why we're in the mess we're in. With regards to the Wonga, Automoney, Cash 4 Gold, Cash Converters preying mantises (mantii? :-) of this world they should be scoured from this earth and when the recovery comes hopefully they will be.

Outraged English Subject wrote:
This is the vilest of comments I’ve had the displeasure of reading on this thread. Some people of this great Nation of ours do not consider this companies user/group as beggars or for your sad amusement!

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote: Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down. As to what the company does who cares. Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats... They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares." Do you really mean that? You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?. Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country Want morals ? Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing? Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China? My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

I was serious in the respect that when you said "As to what the company does who cares." obviously you don't. Now whilst I respect that no-one can live a totally moral life there is a line of morality everyone of us would not cross, for each person that line is in a different place I merely asked where your line was. In answer to your question regarding financial services companies I do not suggest all their employees lack morals only some of them, that's why we're in the mess we're in. With regards to the Wonga, Automoney, Cash 4 Gold, Cash Converters preying mantises (mantii? :-) of this world they should be scoured from this earth and when the recovery comes hopefully they will be.

Well as you put it one persons morals is anothers persons bread and butter.

I would certainly work at any of these place should the need arise. Moral's are all well and good but they dont keep a roof over my head, family fed and warm etc etc etc.

These companies will always be around in one form or another anyway even with a recovery.

Take for example Poundland or various versions of pound shops around Bradford. I detest these shops with a passion and can honestly say have never stepped foot in them but thats purely because everything they stock is imported from China manufactered by sometimes children so no I dont support. Same goes for Apple working with Foxconn.

That however doesnt mean to say my morals are right as you have stated everyone is different and whilst you may think Provident are the devil I would think the same of Pound Shops devaluing the British high street selling cheap imported goods.

Everyone is different is what Im trying to say but the original point is that Provident are providing jobs here for 250 people which can only be good news. Whilst I detest the pound shops if they opened a "pound superstore" and employed 250 people I would in turn also congratulate them also.

End of the day no company or business is "moral"...even blinking charities

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote: Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down. As to what the company does who cares. Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats... They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares." Do you really mean that? You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?. Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country Want morals ? Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing? Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China? My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

I was serious in the respect that when you said "As to what the company does who cares." obviously you don't. Now whilst I respect that no-one can live a totally moral life there is a line of morality everyone of us would not cross, for each person that line is in a different place I merely asked where your line was. In answer to your question regarding financial services companies I do not suggest all their employees lack morals only some of them, that's why we're in the mess we're in. With regards to the Wonga, Automoney, Cash 4 Gold, Cash Converters preying mantises (mantii? :-) of this world they should be scoured from this earth and when the recovery comes hopefully they will be.

Well as you put it one persons morals is anothers persons bread and butter.

I would certainly work at any of these place should the need arise. Moral's are all well and good but they dont keep a roof over my head, family fed and warm etc etc etc.

These companies will always be around in one form or another anyway even with a recovery.

Take for example Poundland or various versions of pound shops around Bradford. I detest these shops with a passion and can honestly say have never stepped foot in them but thats purely because everything they stock is imported from China manufactered by sometimes children so no I dont support. Same goes for Apple working with Foxconn.

That however doesnt mean to say my morals are right as you have stated everyone is different and whilst you may think Provident are the devil I would think the same of Pound Shops devaluing the British high street selling cheap imported goods.

Everyone is different is what Im trying to say but the original point is that Provident are providing jobs here for 250 people which can only be good news. Whilst I detest the pound shops if they opened a "pound superstore" and employed 250 people I would in turn also congratulate them also.

End of the day no company or business is "moral"...even blinking charities

allinittogether wrote:

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

allinittogether wrote:

Andy2010 wrote:

Joedavid wrote: Seems they a bad company from comments made, maybe Bradford better off if they did not expand if this all correct.

Yes if you believe the wingers on here. Top and bottom of this is they are creating jobs in Bradford when others (Thomas Cook etc etc etc etc ) are closing down. As to what the company does who cares. Some of the idiots on this board are under the impression the extra 250 staff will be put on the streets on Holme Wood handing out money then demanding it back with baseball bats... They are expanding their CREDIT CARD division which deals with customers nationwide not just in Bradford. These will be generally call centre staff How can employing 250 call centre staff be in any way bad for Bradford.

"As to what the company does who cares." Do you really mean that? You sneered at posters who have qualms about the excessive interest rates charged by this company. So where would YOU draw the line at companies/industries you wouldn't work in or do you have no moral concerns as long as it is "legal"?

You being serious. Are you seriously suggesting that anyone who works in finance, for example at Provident, Lloyds, Wonga, MBNA, Capital One, Barclaycard, Natwest and lets maybe chuck in some other similarities with regards to APR figures, Automoney, Cash 4 Gold, Cash Converters or any pawn broker whatsoever has no moral values?. Well put it this way is all the employees of the above suddenly decided oh lets not work here because what we do is mean then that would cripple the country Want morals ? Where do you shop for food? Are you contributing to the supermarkets dominance over the market that has put so many local shopkeepers out of business or price fixing so local producers have to basically live off nothing? Are you by any chance sat there typing away on a cheaply produced desktop or better still an Apple product made by basically slavery in China? My point is morals are all well and good but don't judge others without first looking at yourself. At the end of the day none of us live a totally "moral" life and its near impossible to do so This article is simply about jobs being created and what the company does is irrelevant as at least its helping 250 people who would otherwise not be in work,

I was serious in the respect that when you said "As to what the company does who cares." obviously you don't. Now whilst I respect that no-one can live a totally moral life there is a line of morality everyone of us would not cross, for each person that line is in a different place I merely asked where your line was. In answer to your question regarding financial services companies I do not suggest all their employees lack morals only some of them, that's why we're in the mess we're in. With regards to the Wonga, Automoney, Cash 4 Gold, Cash Converters preying mantises (mantii? :-) of this world they should be scoured from this earth and when the recovery comes hopefully they will be.

Well as you put it one persons morals is anothers persons bread and butter. I would certainly work at any of these place should the need arise. Moral's are all well and good but they dont keep a roof over my head, family fed and warm etc etc etc. These companies will always be around in one form or another anyway even with a recovery. Take for example Poundland or various versions of pound shops around Bradford. I detest these shops with a passion and can honestly say have never stepped foot in them but thats purely because everything they stock is imported from China manufactered by sometimes children so no I dont support. Same goes for Apple working with Foxconn. That however doesnt mean to say my morals are right as you have stated everyone is different and whilst you may think Provident are the devil I would think the same of Pound Shops devaluing the British high street selling cheap imported goods. Everyone is different is what Im trying to say but the original point is that Provident are providing jobs here for 250 people which can only be good news. Whilst I detest the pound shops if they opened a "pound superstore" and employed 250 people I would in turn also congratulate them also. End of the day no company or business is "moral"...even blinking charities

Agreed. As you say at least there are 250 new jobs therefore 250 families in Bradford that hopefully will be better off as a result of this expansion. Let's hope more companies feel confident enough to follow suit. You do realise we're in danger of having a sensible discussion here which will never do will it? :-)