Car insurance costs remain stubbornly high in Bradford despite premiums falling nationally

EXPENSIVE: Car insurance remains stubbornly high in Bradford

EXPENSIVE: Car insurance remains stubbornly high in Bradford

First published in News
Last updated
Bradford Telegraph and Argus: Photograph of the Author by , T&A Reporter

BRADFORD continues to be a hotspot for sky-high car insurance premiums - after the city bucked a national trend and saw a rise in prices.

According to the latest AA figures, motorists in the district were charged an average of £661.79 for an annual comprehensive policy in the three months up to the end of June.

That is a 0.2 per cent increase on the previous quarter, when the figure was £660.42.

The new figure puts the Bradford postcode at ninth in the most expensive car insurance list - and the city is one of five in the top ten to have seen an increase in premiums.

The AA statistics are an average shoparound premium based on the cheapest five premiums for each postcode.

Bradford East MP David Ward, who has been campaigning for affordable car insurance, said of the latest figures: "It is an indication of what we face here.

"The good news is that it is not going up by five or ten per cent every single year. We have stopped the rot of ever-increasing large increases. A year or two ago we would probably have been top of the list.

Bradford Telegraph and Argus:

"But there is lots more work to do. People are saying their premiums are coming down - but my goodness they needed to. They are still too high in certain postcodes."

In the top ten worst list, Bradford is better off than London (£922.44), Ilford (£912.07), Manchester (£820.63), Southall (£807.11), Oldham (£794.78), Harrow (£764.89), Bolton (£736.53) and Liverpool (£720). Croydon is tenth at £660.97.

The cheapest premium is on the Isle of Man (£231.49), followed by Kirkwall in Scotland, Truro, Aberdeen, Dorchester, Perth, Exeter, Taunton, Llandudno and Lerwick, all under £297.

Nationally there has been a drop of 6.1 per cent to £504.29, wiping more than £30 off the average price quoted for a new insurance policy.

More locally, Bradford was the only one to see an increase in premiums. Halifax dropped 1.1 per cent to £586.50, Wakefield 1.4 per cent to £517.21, Huddersfield one per cent to £514.89, Leeds 1.2 per cent to £425.43, and Harrogate 1.3 per cent to £332.10.

BRADFORD MP BACKS 20 PER CENT FALL IN CAR INSURANCE PREMIUMS

Asked why Bradford was so high, Mr Ward said: "It is a number of things. We know there are uninsured drivers that police are doing a great job on. We are still trying to deal with personal injury and whiplash claims. The whole of the system was dysfunctional."

He added: "It is never reasonable unless it is coming down. I still believe that in Bradford they are far too high. Certain postcodes in Bradford are still higher than in other parts of the country.

"It is so unfair on many careful, safe drivers who are suffering as a result of errors, and sometimes the criminal behaviour, of others.

"There is still a lot of work to do and we must not give up on it - which I do not intend to do."

Janet Connor, managing director of AA Insurance, said: "The premium reflects the likelihood of a claim being made and, in some urban areas, there is much greater risk of a collision taking place, or of car crimes such as theft of or from a vehicle, uninsured driving or attempts at ‘cash for crash’ fraud.

“Sadly, the criminality of some people has a detrimental effect of the premiums paid by honest motorists in such places."

Ian Crowder, of the AA, added that premiums in West Yorkshire tend to be higher than the rest of the UK, but that London is starting to overtake the county.

Comments (46)

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12:11am Mon 18 Aug 14

SinnerSaint says...

“Sadly, the criminality of some people has a detrimental effect of the premiums paid by honest motorists in such places."

Some people....
“Sadly, the criminality of some people has a detrimental effect of the premiums paid by honest motorists in such places." Some people.... SinnerSaint
  • Score: 55

3:12am Mon 18 Aug 14

MyBradford says...

Not surprised at all. It's so easy to claim & insurance companies pay up without investigation. According to insurance companies, its cheaper to pay out then invesestigate if claim is legitimate or fraudulent.

There should be two quote system where you get two figures given low & high. Say £500 & £2000.

You pay £500 & are covered but if you have accident & its your fault then you pay high amount say £2000 before you can make claim.

If it's not your fault then other party pay high amount & you don't pay anything as you are claiming off other parties insurance.

Also if you have made fault claim in last 12 moths then you don't qualify for two quote system & just pay high before you are insured. After 12 months if you didn't claim then you qualify next year. If during 12 moths you were safe driver & didn't claim then you just paid low £500 for whole year to have your car insured compared to £2000.

This system will separate safe drivers from bad drivers & being safer driver has its rewards. People would think twise before claiming & if did then would pay high price following year but not if you are safer driver.

But insurance companies won't do that because they don't care as long as they making money.

Government need to get serious & tough on uninsured drivers for it to work.
Not surprised at all. It's so easy to claim & insurance companies pay up without investigation. According to insurance companies, its cheaper to pay out then invesestigate if claim is legitimate or fraudulent. There should be two quote system where you get two figures given low & high. Say £500 & £2000. You pay £500 & are covered but if you have accident & its your fault then you pay high amount say £2000 before you can make claim. If it's not your fault then other party pay high amount & you don't pay anything as you are claiming off other parties insurance. Also if you have made fault claim in last 12 moths then you don't qualify for two quote system & just pay high before you are insured. After 12 months if you didn't claim then you qualify next year. If during 12 moths you were safe driver & didn't claim then you just paid low £500 for whole year to have your car insured compared to £2000. This system will separate safe drivers from bad drivers & being safer driver has its rewards. People would think twise before claiming & if did then would pay high price following year but not if you are safer driver. But insurance companies won't do that because they don't care as long as they making money. Government need to get serious & tough on uninsured drivers for it to work. MyBradford
  • Score: 13

6:17am Mon 18 Aug 14

bd7 helper says...

Too many criminals but too few traffic police
Too many criminals but too few traffic police bd7 helper
  • Score: 52

6:33am Mon 18 Aug 14

micela22 says...

Insurance companies no longer do the job they`re paid to do: in `olden` days you had a claim, you both put your case forward & the insurance sorted it: no fake witnesses no `you been involved in an accident companies`
Insurance companies no longer do the job they`re paid to do: in `olden` days you had a claim, you both put your case forward & the insurance sorted it: no fake witnesses no `you been involved in an accident companies` micela22
  • Score: 42

7:29am Mon 18 Aug 14

OLDLAD says...

This is why the police should not be giving out dates and timings of traffic action. All they do is keep illegal drivers away from the area until they move on.
This is why the police should not be giving out dates and timings of traffic action. All they do is keep illegal drivers away from the area until they move on. OLDLAD
  • Score: 32

7:30am Mon 18 Aug 14

allannicho says...

I visit my mum every Sunday in Bradford and I
have to say that I nearly always have to brake hard to avoid some idiot
who commits basic driving errors, I dread driving in Bradford.
I visit my mum every Sunday in Bradford and I have to say that I nearly always have to brake hard to avoid some idiot who commits basic driving errors, I dread driving in Bradford. allannicho
  • Score: 50

7:33am Mon 18 Aug 14

Shipleyvegas says...

Not surpring this. Would imagine that if WYP were to do some undercover work in Leeds rd Barker end rd little Horton they might actually catchh some of those causing the accidents. We all know the areas where the family licence is king and its not a race comment but a fact borne out of many stats and studies. Just need the police to be resourced to deal with it.

For me I just drive an old car and set my excess at 500 just to keep the premium sensible.
Not surpring this. Would imagine that if WYP were to do some undercover work in Leeds rd Barker end rd little Horton they might actually catchh some of those causing the accidents. We all know the areas where the family licence is king and its not a race comment but a fact borne out of many stats and studies. Just need the police to be resourced to deal with it. For me I just drive an old car and set my excess at 500 just to keep the premium sensible. Shipleyvegas
  • Score: 49

8:10am Mon 18 Aug 14

llos25 says...

I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine . llos25
  • Score: 8

8:40am Mon 18 Aug 14

Bikerbeardy says...

llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
[quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high. Bikerbeardy
  • Score: 21

8:46am Mon 18 Aug 14

Farsley Bantam says...

Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Leaving near a slum area doesn't help. Farsley is a nice area but borders Thornbury and is close to Barkerend/Bradford Moor. Living close to some of the areas with the highest concentration of uninsured, unlicenced and crash for cash claimants meant my policy was ridiculous when I lived there. Since moved further away from the slum areas and my premiums are much more reasonable.
[quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Leaving near a slum area doesn't help. Farsley is a nice area but borders Thornbury and is close to Barkerend/Bradford Moor. Living close to some of the areas with the highest concentration of uninsured, unlicenced and crash for cash claimants meant my policy was ridiculous when I lived there. Since moved further away from the slum areas and my premiums are much more reasonable. Farsley Bantam
  • Score: 28

9:07am Mon 18 Aug 14

BertSanders says...

Any driver cars are in Bradford - once a car is insured anyone can use it. The prices must be based on claims and Bradford is in the top league. Every day I see telephones being used - seat belt unused. The Police could do more.
Any driver cars are in Bradford - once a car is insured anyone can use it. The prices must be based on claims and Bradford is in the top league. Every day I see telephones being used - seat belt unused. The Police could do more. BertSanders
  • Score: 37

9:07am Mon 18 Aug 14

linebacker2 says...

Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits!
Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits! linebacker2
  • Score: 23

9:21am Mon 18 Aug 14

BierleyBoy says...

Wasn't Ward saying a month or so ago that premiums had fallen 20%?

Interesting that he also blames the system, not the perpetrators. Has to mind his P's & Q's so as not to upset his voters.
Wasn't Ward saying a month or so ago that premiums had fallen 20%? Interesting that he also blames the system, not the perpetrators. Has to mind his P's & Q's so as not to upset his voters. BierleyBoy
  • Score: 42

9:29am Mon 18 Aug 14

Bone_idle18 says...

Half the problem is, kids pass their test, want an Audi A3, BMW, Audi Q7 or whatever,and no insurance company in their right mind would insure young drivers in high powered cars, but these kids feel they need to make up for other inadequacies by getting a flashy pen15 extension.

Even when I passed my test, the insurance on anything other than a base model car was too much for a lot of people. for example, when I was 21 I had a 1.1 fiesta, it was a couple of hundred pounds a year to insure, I got a quote for a Golf GTI, £1200! That was over 20 years ago!
Half the problem is, kids pass their test, want an Audi A3, BMW, Audi Q7 or whatever,and no insurance company in their right mind would insure young drivers in high powered cars, but these kids feel they need to make up for other inadequacies by getting a flashy pen15 extension. Even when I passed my test, the insurance on anything other than a base model car was too much for a lot of people. for example, when I was 21 I had a 1.1 fiesta, it was a couple of hundred pounds a year to insure, I got a quote for a Golf GTI, £1200! That was over 20 years ago! Bone_idle18
  • Score: 21

9:54am Mon 18 Aug 14

Bikerbeardy says...

This is a quote from Confused.com, says it all really !!!!

Cash for crash’
Organised car insurance fraud was also one of the top reasons for car insurance rises, according to the report.

One resident said fraudulent claims were operating on a ‘large scale’ in Bradford, a view supported by the Association of British Insurers (ABI).

Another resident said: “I was speaking to a taxi driver about the high cost of car insurance when he said 'let me arrange for my friend to crash into you or the other way around, and we will pay you £2000, plus £500 per passenger in the car'.

"He proceeded to break down the costs and payments like it was a business he was running. I asked 'have you done this before?' to which he replied 'yes its big business in Bradford'."
This is a quote from Confused.com, says it all really !!!! Cash for crash’ Organised car insurance fraud was also one of the top reasons for car insurance rises, according to the report. One resident said fraudulent claims were operating on a ‘large scale’ in Bradford, a view supported by the Association of British Insurers (ABI). Another resident said: “I was speaking to a taxi driver about the high cost of car insurance when he said 'let me arrange for my friend to crash into you or the other way around, and we will pay you £2000, plus £500 per passenger in the car'. "He proceeded to break down the costs and payments like it was a business he was running. I asked 'have you done this before?' to which he replied 'yes its big business in Bradford'." Bikerbeardy
  • Score: 38

10:33am Mon 18 Aug 14

PTN says...

Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
[quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum. PTN
  • Score: 8

10:44am Mon 18 Aug 14

Farsley Bantam says...

PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.
[quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such. Farsley Bantam
  • Score: 23

11:15am Mon 18 Aug 14

PTN says...

Farsley Bantam wrote:
PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.
BD3 is more than the few streets around Barkerend
[quote][p][bold]Farsley Bantam[/bold] wrote: [quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.[/p][/quote]BD3 is more than the few streets around Barkerend PTN
  • Score: 7

11:23am Mon 18 Aug 14

Farsley Bantam says...

PTN wrote:
Farsley Bantam wrote:
PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.
BD3 is more than the few streets around Barkerend
That was an extreme example but there are plenty of dumps in and around BD3. Far more dumps than nice areas. Not sure why are you are trying to deny this.
[quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Farsley Bantam[/bold] wrote: [quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.[/p][/quote]BD3 is more than the few streets around Barkerend[/p][/quote]That was an extreme example but there are plenty of dumps in and around BD3. Far more dumps than nice areas. Not sure why are you are trying to deny this. Farsley Bantam
  • Score: 12

11:25am Mon 18 Aug 14

PTN says...

As a family we range in age feom 34 to 48 and the cheapest insurance we have is over £850 and the most expensive one is £1117. None of our cars is worth more than 5K , as a matter of fact the one at £1117 is probably only worth just that , and they are all parked on a driveway at night. We are penalised for others misdemeanours. the Police are actually doing a good job at catching the uninsured but the judicial system refuses to hand out maximum penalties so its worth taking the risk. Fine a few people the maximum £5k and see if that changes attitudes. Finally the worst culprit of all are the insurance companies themselves as they encourage the claims culture and refuse to investigate anything. I was the subject of a ficticious claim last year and after proving that my car was not involved or had even been off the drive that day the other person dropped their claim. The insurance company refused to pursue the matter any further or pass on the full details of the other party so that i could report them for fraud because they said THE CLAIM HAS BEEN WITHDRAWN SO NO FRAUD OR OFFENCE HAS BEEN COMMITTED. So i had 5 months of stress and worry and the other guy got away with it.
As a family we range in age feom 34 to 48 and the cheapest insurance we have is over £850 and the most expensive one is £1117. None of our cars is worth more than 5K , as a matter of fact the one at £1117 is probably only worth just that , and they are all parked on a driveway at night. We are penalised for others misdemeanours. the Police are actually doing a good job at catching the uninsured but the judicial system refuses to hand out maximum penalties so its worth taking the risk. Fine a few people the maximum £5k and see if that changes attitudes. Finally the worst culprit of all are the insurance companies themselves as they encourage the claims culture and refuse to investigate anything. I was the subject of a ficticious claim last year and after proving that my car was not involved or had even been off the drive that day the other person dropped their claim. The insurance company refused to pursue the matter any further or pass on the full details of the other party so that i could report them for fraud because they said THE CLAIM HAS BEEN WITHDRAWN SO NO FRAUD OR OFFENCE HAS BEEN COMMITTED. So i had 5 months of stress and worry and the other guy got away with it. PTN
  • Score: 29

11:35am Mon 18 Aug 14

Out of site says...

Farsley Bantam wrote:
PTN wrote:
Farsley Bantam wrote:
PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.
BD3 is more than the few streets around Barkerend
That was an extreme example but there are plenty of dumps in and around BD3. Far more dumps than nice areas. Not sure why are you are trying to deny this.
Most of inner city to a couple of miles out could be classed as dumps.look who lives in these areas,they treat them as though they lived in their own country.the damage is done it's gone too far,the only way is to move away and leave them to it.
[quote][p][bold]Farsley Bantam[/bold] wrote: [quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Farsley Bantam[/bold] wrote: [quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]There are some streets in Barkerend that have over 1000 people living in 100 houses. The streets are covered with litter and the houses are in a poor state of repair. Whilst there may be some hardworking and honest people living there the description of 'slum area' seems to be fairly accurate. The majority of residents treat it as such.[/p][/quote]BD3 is more than the few streets around Barkerend[/p][/quote]That was an extreme example but there are plenty of dumps in and around BD3. Far more dumps than nice areas. Not sure why are you are trying to deny this.[/p][/quote]Most of inner city to a couple of miles out could be classed as dumps.look who lives in these areas,they treat them as though they lived in their own country.the damage is done it's gone too far,the only way is to move away and leave them to it. Out of site
  • Score: 20

12:11pm Mon 18 Aug 14

vax2002 says...

Insuring cars in other peoples names is now how it is done.
The crooks learnt if they can beat the ANPR cameras they are away scot free.
Checks on actual drivers are required to make sure who is insured on the policy is the driver.
Insuring cars in other peoples names is now how it is done. The crooks learnt if they can beat the ANPR cameras they are away scot free. Checks on actual drivers are required to make sure who is insured on the policy is the driver. vax2002
  • Score: 19

12:48pm Mon 18 Aug 14

webshow says...

bd7 helper wrote:
Too many criminals but too few traffic police
too many cameras & the motorist is a cash cow for both council & police.
[quote][p][bold]bd7 helper[/bold] wrote: Too many criminals but too few traffic police[/p][/quote]too many cameras & the motorist is a cash cow for both council & police. webshow
  • Score: 1

1:12pm Mon 18 Aug 14

Makollig Jezvahted says...

Premiums are so high because people keep crashing while avoiding all the elephants in the room. If you were an insurance company, would you want to insure anything in bradford? It was actually an insurance company's refusal to cover my classic car that lead to me leaving the BD postcodes forever. This wasn't a high quote, it was a flat refusal! Who can blame them?
Premiums are so high because people keep crashing while avoiding all the elephants in the room. If you were an insurance company, would you want to insure anything in bradford? It was actually an insurance company's refusal to cover my classic car that lead to me leaving the BD postcodes forever. This wasn't a high quote, it was a flat refusal! Who can blame them? Makollig Jezvahted
  • Score: 16

1:17pm Mon 18 Aug 14

Wanna Have says...

Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house.
[quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house. Wanna Have
  • Score: -9

1:21pm Mon 18 Aug 14

Spanishbob19 says...

linebacker2 wrote:
Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits!
For some there are no speed limits in Bradford
[quote][p][bold]linebacker2[/bold] wrote: Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits![/p][/quote]For some there are no speed limits in Bradford Spanishbob19
  • Score: 24

1:31pm Mon 18 Aug 14

Spanishbob19 says...

Surely anyone who drives around Bradford is not surprised by this? I go to the bottom of Great Horton Road most afternoons and witness the typical problem drivers every single day. No seatbelts, on the phone, driving wrong side of bollards, driving at lunatic speeds, driving through red lights as if they weren't there and driving on pavements toget around standing traffic.

I have to say that 99% of these offenders are of Asian origin. This is not racist it's a correct observation. They just put two fingers up to police, who they know will do nothing for fear of the racist tag.

The only way this could ever be resolved is to flood particular areas with police and have a zero tolerance, take cars away and crush them.
Surely anyone who drives around Bradford is not surprised by this? I go to the bottom of Great Horton Road most afternoons and witness the typical problem drivers every single day. No seatbelts, on the phone, driving wrong side of bollards, driving at lunatic speeds, driving through red lights as if they weren't there and driving on pavements toget around standing traffic. I have to say that 99% of these offenders are of Asian origin. This is not racist it's a correct observation. They just put two fingers up to police, who they know will do nothing for fear of the racist tag. The only way this could ever be resolved is to flood particular areas with police and have a zero tolerance, take cars away and crush them. Spanishbob19
  • Score: 42

2:01pm Mon 18 Aug 14

Farsley Bantam says...

Wanna Have wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house.
Bingley and Shipley are like The Garden of Eden compared to large chunks of Bradford.
[quote][p][bold]Wanna Have[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house.[/p][/quote]Bingley and Shipley are like The Garden of Eden compared to large chunks of Bradford. Farsley Bantam
  • Score: 21

2:48pm Mon 18 Aug 14

BCFC1911 says...

Spanishbob19 wrote:
linebacker2 wrote:
Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits!
For some there are no speed limits in Bradford
Exactly

I was under the impression in Bradford speed limits are optional.. As is the highway code
[quote][p][bold]Spanishbob19[/bold] wrote: [quote][p][bold]linebacker2[/bold] wrote: Interesting to note that the cheapest insurance in the country is in the Isle of Man - the one place in Britain without speed limits![/p][/quote]For some there are no speed limits in Bradford[/p][/quote]Exactly I was under the impression in Bradford speed limits are optional.. As is the highway code BCFC1911
  • Score: 24

3:08pm Mon 18 Aug 14

Reality50 says...

Premiums are always high in areas of Muslim population. Of the top 10 areas for premiums,9 were in Muslim dominated areas.
Premiums are always high in areas of Muslim population. Of the top 10 areas for premiums,9 were in Muslim dominated areas. Reality50
  • Score: 25

3:10pm Mon 18 Aug 14

Bikerbeardy says...

Wanna Have wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house.
What absolute bollurx , firstly most of the B&B staff were given jobs in the new HQ, just 1 mile away.
And oh how I hate looking out of my window every morning at the flocks of ducks or geese flying over the river near my house, or the perfectly clean streets, with well tended gardens.
[quote][p][bold]Wanna Have[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Ha ha someone from Bingley calling other areas of Bradford slums.your just Shipley mk2 over there,you have little or no employment since the capitalist system wrestled away Bradford and Bingley to London,your transport links are awful.don't throw stones in your glass house.[/p][/quote]What absolute bollurx , firstly most of the B&B staff were given jobs in the new HQ, just 1 mile away. And oh how I hate looking out of my window every morning at the flocks of ducks or geese flying over the river near my house, or the perfectly clean streets, with well tended gardens. Bikerbeardy
  • Score: 9

3:14pm Mon 18 Aug 14

mad matt says...

Quite a few insurance companies simply will just not take any business from any Bradford postcode.
What does this say about Bradford?!?!?!
Quite a few insurance companies simply will just not take any business from any Bradford postcode. What does this say about Bradford?!?!?! mad matt
  • Score: 12

3:43pm Mon 18 Aug 14

bradford88 says...

Spanishbob19 wrote:
Surely anyone who drives around Bradford is not surprised by this? I go to the bottom of Great Horton Road most afternoons and witness the typical problem drivers every single day. No seatbelts, on the phone, driving wrong side of bollards, driving at lunatic speeds, driving through red lights as if they weren't there and driving on pavements toget around standing traffic.

I have to say that 99% of these offenders are of Asian origin. This is not racist it's a correct observation. They just put two fingers up to police, who they know will do nothing for fear of the racist tag.

The only way this could ever be resolved is to flood particular areas with police and have a zero tolerance, take cars away and crush them.
If your on great horton road nearly everyone is gookg to be asian because its a asian area theres nothing racist about that
[quote][p][bold]Spanishbob19[/bold] wrote: Surely anyone who drives around Bradford is not surprised by this? I go to the bottom of Great Horton Road most afternoons and witness the typical problem drivers every single day. No seatbelts, on the phone, driving wrong side of bollards, driving at lunatic speeds, driving through red lights as if they weren't there and driving on pavements toget around standing traffic. I have to say that 99% of these offenders are of Asian origin. This is not racist it's a correct observation. They just put two fingers up to police, who they know will do nothing for fear of the racist tag. The only way this could ever be resolved is to flood particular areas with police and have a zero tolerance, take cars away and crush them.[/p][/quote]If your on great horton road nearly everyone is gookg to be asian because its a asian area theres nothing racist about that bradford88
  • Score: 13

3:45pm Mon 18 Aug 14

bradford88 says...

Reality50 wrote:
Premiums are always high in areas of Muslim population. Of the top 10 areas for premiums,9 were in Muslim dominated areas.
What do you suggest kicking them out the country?
[quote][p][bold]Reality50[/bold] wrote: Premiums are always high in areas of Muslim population. Of the top 10 areas for premiums,9 were in Muslim dominated areas.[/p][/quote]What do you suggest kicking them out the country? bradford88
  • Score: 19

4:55pm Mon 18 Aug 14

smitd says...

In BD18 costs me £250 a year to insure my Merc C220 cdi Sport and £150 a year to insure the wife's C1, it costs me more to insure the dogs than the cars.
Bradford & Bingley is now known as UKAR and still employs over a 1000 people at its Crossflatts base
In BD18 costs me £250 a year to insure my Merc C220 cdi Sport and £150 a year to insure the wife's C1, it costs me more to insure the dogs than the cars. Bradford & Bingley is now known as UKAR and still employs over a 1000 people at its Crossflatts base smitd
  • Score: 7

5:07pm Mon 18 Aug 14

citygent7 says...

PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
I lived in bradford 10 then moved bd18 and home and car insurance came down.
[quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]I lived in bradford 10 then moved bd18 and home and car insurance came down. citygent7
  • Score: 8

5:38pm Mon 18 Aug 14

linebacker2 says...

citygent7 wrote:
PTN wrote:
Bikerbeardy wrote:
llos25 wrote:
I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .
Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.
Thanks for offending all the decent people that live in "slum" areas.
There are lots of honest hardworking people in these areas and they certainly don,t live in slum.
I lived in bradford 10 then moved bd18 and home and car insurance came down.
Moved from Apperley Bridge to Windhill?
[quote][p][bold]citygent7[/bold] wrote: [quote][p][bold]PTN[/bold] wrote: [quote][p][bold]Bikerbeardy[/bold] wrote: [quote][p][bold]llos25[/bold] wrote: I was insured in Bradford 10 until this year my premiums were extremely reasonable and the service was second to non ,I also have many friends in Bradford whose car premiums are even lower than mine .[/p][/quote]Same here, my insurance living in Bingley is very cheap, so quite misleading the article really, I presume the insurance in the "slum" areas, are the ones which are very high.[/p][/quote]Thanks for offending all the decent people that live in "slum" areas. There are lots of honest hardworking people in these areas and they certainly don,t live in slum.[/p][/quote]I lived in bradford 10 then moved bd18 and home and car insurance came down.[/p][/quote]Moved from Apperley Bridge to Windhill? linebacker2
  • Score: 1

5:59pm Mon 18 Aug 14

Bone_idle18 says...

BD10 is a bad example - it is generally a decent place, but has a couple of areas that drag it right down (Thorpe edge and Ravo).
BD10 is a bad example - it is generally a decent place, but has a couple of areas that drag it right down (Thorpe edge and Ravo). Bone_idle18
  • Score: 5

8:13pm Mon 18 Aug 14

RafAdam says...

I was half a second away from sure death driving from work today. Some idiot decided that red light doesn't apply to him and flew across the intersection, easily doing 70mph on 30mph road. And I see this kind of suicidal behaviour at least twice a week. I've never seen so many reckless drivers anywhere else in UK. Pimped up VW Golf or Subaru, music on full. You know the type.
I was half a second away from sure death driving from work today. Some idiot decided that red light doesn't apply to him and flew across the intersection, easily doing 70mph on 30mph road. And I see this kind of suicidal behaviour at least twice a week. I've never seen so many reckless drivers anywhere else in UK. Pimped up VW Golf or Subaru, music on full. You know the type. RafAdam
  • Score: 17

8:43pm Mon 18 Aug 14

Colin Allcars says...

as long as the punishment ie the fine is less than the cost of the policy we will cotninue to have crooks breaking this law in BD3, BD5, BD7 etc. If they can't pay a fine, they can't afford a car.
as long as the punishment ie the fine is less than the cost of the policy we will cotninue to have crooks breaking this law in BD3, BD5, BD7 etc. If they can't pay a fine, they can't afford a car. Colin Allcars
  • Score: 12

12:05am Tue 19 Aug 14

dean67 says...

My car was hit on July 3rd while Iwas in bed at 5.15 am causing £4000 in damage i was covered by uninsured driver cover but Ichecked my renewal price after iI got it back I paid £197.00 last year this yr its gone to £415.00 cos I live in bd4and the scum drove away laughing even though it was all caught on a buss CCTV camera
My car was hit on July 3rd while Iwas in bed at 5.15 am causing £4000 in damage i was covered by uninsured driver cover but Ichecked my renewal price after iI got it back I paid £197.00 last year this yr its gone to £415.00 cos I live in bd4and the scum drove away laughing even though it was all caught on a buss CCTV camera dean67
  • Score: 12

9:44am Tue 19 Aug 14

LeftLongAgo says...

The solution is to hire some Police officers from Missouri. That would sort out The Barkerhead Massive Posse. Innit?
The solution is to hire some Police officers from Missouri. That would sort out The Barkerhead Massive Posse. Innit? LeftLongAgo
  • Score: 14

1:12pm Tue 19 Aug 14

basil fawlty says...

Racing through red lights is a Bradford epidemic. Its time for a major clampdown.
Racing through red lights is a Bradford epidemic. Its time for a major clampdown. basil fawlty
  • Score: 13

4:52pm Wed 20 Aug 14

john/garage says...

Wardy fails again and there's nothing he can do because it would upset the people he is trying to get votes off same as his Gaza stance wy dont you do something for the English that still live in Bradford for a change !!!!!
Wardy fails again and there's nothing he can do because it would upset the people he is trying to get votes off same as his Gaza stance wy dont you do something for the English that still live in Bradford for a change !!!!! john/garage
  • Score: 9

10:52am Thu 21 Aug 14

Davyb16 says...

I live in Calderdale and run 2 old bangers the first I bought over 2 years ago for £400 it's just passed its MoT again and cost £250 to insure and the second one I paid £375 for and that cost £200 to insure. I run older cars because where I park at work in Leeds they don't care if they damage the next car getting in or out of their own vehicle. There are idiots everywhere it's just that they are in a more concentrated area in Bradford. I used to live in Wyke and we had our fair share there.
I live in Calderdale and run 2 old bangers the first I bought over 2 years ago for £400 it's just passed its MoT again and cost £250 to insure and the second one I paid £375 for and that cost £200 to insure. I run older cars because where I park at work in Leeds they don't care if they damage the next car getting in or out of their own vehicle. There are idiots everywhere it's just that they are in a more concentrated area in Bradford. I used to live in Wyke and we had our fair share there. Davyb16
  • Score: 1

10:13pm Wed 10 Sep 14

Sonamsheth79 says...

To protect yourself against car damages and buy an affordable insurance, please visit damagecover.com
To protect yourself against car damages and buy an affordable insurance, please visit damagecover.com Sonamsheth79
  • Score: 0

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